The student stream of Skills for Transition has expanded its geographical reach from six to twelve countries across Europe Initiative reaffirms bank's strong commitment to promoting a just and fair transition and to education as a key driver of progress Milan, 25 February 2026 - UniCredit has today announced the second edition of Skills for Transition, a social programme that provides strategic training to young people – including both students and people not in education, employment or training (NEETS) expected to be impacted by the green transition.    The student stream, developed in partnership with POLIMI Graduate School of Management - the business school of Politecnico di Milano - offers selected students the chance to take part in two educational paths, a Master's programme for recent graduates and a four-month bootcamp open to both high school graduates and university students.   Both are aimed at increasing knowledge and awareness around the green transition and the Net Zero framework, helping students acquire skills that will boost their future employment prospects. Participants will have the opportunity to gain hands‑on experience with companies most exposed to the green transition and address sector‑specific changes shaping industries such as manufacturing, energy and urban development.    Following the success of the first edition, this stream has doubled its geographic reach, expanding from six countries to twelve, with students now able to join from Italy, Germany, Austria, Bosnia and Herzegovina, Bulgaria, Croatia, Czech Republic, Romania, Serbia, Slovakia, Slovenia and Hungary.   Applications are now open for the programme which will begin in September 2026. Find out more here: Skills for Transition | UniCredit Supported by POLIMI GSoM.   The second edition of the Skills for Transition will also include a stream dedicated to young people not in education, employment or training (NEETs), in partnership with Glocal Factory, a social cooperative. Due to be launched in the Spring, it will support the EU’s target to reduce the number of NEETs to below 9% by 2030, and will be open to NEETs in Italy, Germany, Austria, Bosnia Herzegovina, Bulgaria, Croatia and Romania.   The first edition of the Skills for Transition delivered 60,000 hours in training to students, workers and NEETs, providing them with the skills they need to navigate the transition. The student stream was highly commended in the Best Partnership Award category at the AMBA & BGA Awards, in recognition of UniCredit and POLIMI’s collaboration. The initiative sits firmly in line with UniCredit’s commitment to promoting a just and fair transition and its consistent support for education – a key driver for Europe’s future.   “Education is one of the most powerful drivers of a fairer, more sustainable future. As economies in Europe transition to Net Zero, we are proud to be launching the second edition of Skills for Transition and expanding its reach to help more students access employment opportunities and build the skills they need to adapt in a rapidly changing world." said Fiona Melrose, Head of Group Strategy & ESG at UniCredit.   “We are proud to renew our partnership with UniCredit to address one of the most urgent challenges of our time. Skills for Transition reflects our purpose to nurture innovators to shape a better future for all, equipping young people with the capabilities needed to thrive in the green transition. We look forward to expanding this programme’s impact across Europe” said Federico Frattini, Dean of POLIMI Graduate School of Management and Scientific Director of the programme.   More information about Skills for Transition programme can be found here and details about how you can apply to the 2026 students stream can be found here: Skills for Transition | UniCredit Supported by POLIMI GSoM.     Contact: mediarelations@unicredit.eu   POLIMI Graduate school of Management DAG Communication per POLIMI GSoM: gsom.polimi@dagcom.com / 02 89054160

  This is to inform that the updated version of the Articles of Association - amended in Article 5 following the cancellation of treasury shares as communicated in the press release issued on last 19 February, and in Article 6 (removal of paragraph 2 due to the expiry of the clause’s term of application) - has been registered on 24 February 2026 with the Company Register and it is published on the Company website at Articles of Association and Code of Ethics - UniCredit, as well as on the website of the authorized storage mechanism "emarket STORAGE" managed by Teleborsa S.r.l. (www.emarketstorage.it/en) and it is available to shareholders at the Company's Registered Office in Milan.                                                                                                               Milan, 24 February 2026     Enquiries: Media Relations: e-mail: MediaRelations@unicredit.eu Investor Relations: e-mail: InvestorRelations@unicredit.eu

  On 23 February 2026 the UniCredit Board of Directors passed, inter alia, the following resolution:   CALL FOR THE ORDINARY AND EXTRAORDINARY SHAREHOLDERS' MEETING   The UniCredit Board of Directors has decided to call an Ordinary and Extraordinary Shareholders' Meeting in Milan, in a single call, to be held on 31 March 2026 (without an in-person format and with shareholders represented exclusively by the Company’s designated representative, as permitted by applicable law) to agree resolutions on the following matters:   Ordinary part   Approval of the 2025 financial statements Allocation of the net profit for the year 2025 Elimination of negative reserves for the components not subject to change by means of their definitive coverage Authorization to purchase treasury shares aimed at remunerating the shareholders. Consequent and inherent resolutions 2026 Group Remuneration Policy Remuneration Report 2026 Group Incentive System   Extraordinary part   1.     Delegation to the Board of Directors to carry out a free capital increase by a maximum of 247 UniCredit ordinary shares to service the 2020 Group Incentive System and consequent integration of clause 6 of the Articles of Association 2.     Delegation to the Board of Directors to carry out a free capital increase by a maximum of 650,000 UniCredit ordinary shares to service the 2021 Group Incentive System and other forms of variable compensation and consequent integration of clause 6 of the Articles of Association 3.     Delegation to the Board of Directors to carry out a free capital increase by a maximum of 1,750,000 UniCredit ordinary shares to service the 2022 Group Incentive System and other forms of variable compensation and consequent integration of clause 6 of the Articles of Association 4.     Delegation to the Board of Directors to carry out a free capital increase by a maximum of 750,000 UniCredit ordinary shares to service the 2023 Group Incentive System and other forms of variable compensation and consequent integration of clause 6 of the Articles of Association 5.     Delegation to the Board of Directors to carry out a free capital increase by a maximum of 450,000 UniCredit ordinary shares to service the 2024 Group Incentive System and other forms of variable compensation and consequent integration of clause 6 of the Articles of Association 6.     Delegation to the Board of Directors to carry out a free capital increase by a maximum of 1,650,000 UniCredit ordinary shares to service the 2025 Group Incentive System and any other forms of remuneration and consequent integration of clause 6 of the Articles of Association 7.     Delegation to the Board of Directors to carry out a free capital increase by a maximum of 550,000 UniCredit ordinary shares to service the 2020-2023 LTI Plan and consequent integration of clause 6 of the Articles of Association 8.     Cancellation of treasury shares with no reduction of share capital; consequent amendment of clause 5 of the Articles of Association. Related and consequent resolutions   PROPOSALS TO BE SUBMITTED TO THE ORDINARY SHAREHOLDERS' MEETING   1.        Approval of the 2025 Financial Statements   The draft of the Company’s financial statement of UniCredit S.p.A., as of December 31, 2025, will be submitted for approval. For further details please refer to the specific press release published on 23 February 2026 on the Company’s website www.unicreditgroup.eu. The 2025 draft financial statement of UniCredit S.p.A., together with the reports required by law as well as the 2025 consolidated financial, will be published, within the time limits provided for by the current legislation, also on the Company’s website www.unicreditgroup.eu.   2.        Allocation of the net profit for the year 2025   During the Shareholders’ Meeting, the distribution of a dividend from allocation of the 2025 net profit will be proposed. In this regard, please refer to the relevant Directors’ Report which will be published within the time limits provided for by the current legislations also on the Company’s website (www.unicreditgroup.eu). For further details please refer to the specific press release published on 23 February 2026 on the Company’s website www.unicreditgroup.eu.   3.          Elimination of negative reserves for the components not subject to change by means of their definitive coverage   During the Shareholders’ Meeting, coverage of the negative reserves from available reserves will be proposed. In this regard, please refer to the relevant Directors’ Report which will be published within the time limits provided for by the current legislations also on the Company’s website www.unicreditgroup.eu.   4.               Authorization to purchase treasury shares. Consequent and inherent resolutions    The Shareholders’ Meeting will be requested to grant the Board of Directors of UniCredit with the power to purchase UniCredit shares, subject to the required authorization from the European Central Bank, to enable the Board of Directors to carry out the activities and purposes envisaged in terms of Shareholders’ remuneration. The reasons as well as the terms and conditions of the buy-back program will be specified in detail in the Directors’ Report which will be published, within the terms set out in the applicable regulation, also on the Company’s website www.unicreditgroup.eu. Please also refer to the press release on the approval of the Draft Financial Statements published on 23 February 2026.   5.               2026 Group Remuneration Policy   To fulfil the Law requirements currently in force, the 2026 Group Remuneration Policy, which sets out the principles and standards applied by UniCredit to define, implement and monitor the compensation praxis, plans and programs of the Group, will be submitted to the Shareholders' Meeting. The 2026 Group Remuneration Policy will be made available to the public, within the time limits provided by the current legislation, also on the Company's website www.unicreditgroup.eu.   6.               Remuneration Report   To fulfil the Law requirements currently in force, the Remuneration Report, which provides all relevant Group compensation-related information on the remuneration policies, practices and outcomes, will be submitted to the Shareholders' Meeting. The Remuneration Report will be made available to the public, within the time limits provided by the current legislation, also on the Company's website  www.unicreditgroup.eu.   7.               2026 Group Incentive System   The adoption of the 2026 Group Incentive System, which, as required by national and international Regulatory Authorities, provides for the allocation of an incentive - in cash and/or in equity instruments - will be submitted to the Shareholders' Meeting. This is subject to the achievement of specific performance conditions over a multi-year period, granted to a selected group of UniCredit Group employees. To illustrate the above-mentioned 2026 incentive system, pursuant to Section 114-bis of the Legislative Decree no. 58 of 24 February 1998, the disclosure document as of Section 84-bis of Consob Regulation no.11971/99, will be made available to the public, together with the Directors' Report on the 2026 Group Incentive System, within the time limits provided by the current legislation also on the Company's website www.unicreditgroup.eu.   PROPOSALS TO BE SUBMITTED TO THE EXTRAORDINARY SHAREHOLDER MEETING   1.                    Delegation to the Board of Directors to carry out a free capital increase by a maximum of 247 UniCredit ordinary shares to service the 2020 Group Incentive System and consequent integration of clause 6 of the Articles of Association   In line with the indications of the national and international supervisory authorities and the guidelines contained in the European directive CRD (Capital Requirements Directive), the instrument for implementing the 2020 Group Incentive System has been identified in the resolution – in 2027 - by the Board of Directors, by power granted by the Shareholders' Meeting pursuant to Art. 2443 of the Italian Civil Code, of a free share capital increase, pursuant to Article 2349 of the Italian Civil Code, through the issue of maximum 247 ordinary shares, corresponding to the sixth tranche of the deferral scheme, to be assigned to the beneficiaries of the System. The Shareholders' Meeting will be also called upon to resolve on the consequent amendment of the Articles of Association. In that regard, please refer to the relevant Directors' Report, which will be published within the time limits provided for by the current legislation also on the Company's website www.unicreditgroup.eu.   2.               Delegation to the Board of Directors to carry out a free capital increase by a maximum of 650,000 UniCredit ordinary shares to service the 2021 Group Incentive System and other forms of variable compensation and consequent integration of clause 6 of the Articles of Association   In line with the indications of the national and international supervisory authorities and the guidelines contained in the European directive CRD (Capital Requirements Directive), the instrument for implementing the 2021 Group Incentive System has been identified in the resolution - in one or more instances in 2027 - by the Board of Directors, by power granted by the Shareholders' Meeting pursuant to Art. 2443 of the Italian Civil Code, of a free share capital increase, pursuant to Article 2349 of the Italian Civil Code, through the issue of maximum 650,000 ordinary shares, corresponding to the fifth tranche of the deferral scheme, to be assigned to the beneficiaries of the System. The Shareholders' Meeting will be also called upon to resolve on the consequent amendment of the Articles of Association. In that regard, please refer to the relevant Directors' Report, which will be published within the time limits provided for by the current legislation also on the Company's website www.unicreditgroup.eu.   3.                    Delegation to the Board of Directors to carry out a free capital increase by a maximum of 1,750,000 UniCredit ordinary shares to service the 2022 Group Incentive System and other forms of variable compensation and consequent integration of clause 6 of the Articles of Association   In line with the indications of the national and international supervisory authorities and the guidelines contained in the European directive CRD (Capital Requirements Directive), the instrument for implementing the 2022 Group Incentive System has been identified in the resolution - in one or more instances in 2027 - by the Board of Directors, by power granted by the Shareholders' Meeting pursuant to Art. 2443 of the Italian Civil Code, of a free share capital increase, pursuant to Article 2349 of the Italian Civil Code, through the issue of maximum 1.750,000 ordinary shares, corresponding to the fourth tranche of the deferral scheme, to be assigned to the beneficiaries of the System. The Shareholders' Meeting will be also called upon to resolve on the consequent amendment of the Articles of Association. In that regard, please refer to the relevant Directors' Report, which will be published within the time limits provided for by the current legislation also on the Company's website www.unicreditgroup.eu.   4.                    Delegation to the Board of Directors to carry out a free capital increase by a maximum of 750,000 UniCredit ordinary shares to service the 2023 Group Incentive System and other forms of variable compensation and consequent integration of clause 6 of the Articles of Association   In line with the indications of the national and international supervisory authorities and the guidelines contained in the European directive CRD (Capital Requirements Directive), the instrument for implementing the 2023 Group Incentive System has been identified in the resolution - in one or more instances in 2027 - by the Board of Directors, by power granted by the Shareholders' Meeting pursuant to Art. 2443 of the Italian Civil Code, of a free share capital increase, pursuant to Article 2349 of the Italian Civil Code, through the issue of maximum 750,000 ordinary shares, corresponding to the third tranche of the deferral scheme, to be assigned to the beneficiaries of the System. The Shareholders' Meeting will be also called upon to resolve on the consequent amendment of the Articles of Association. In that regard, please refer to the relevant Directors' Report, which will be published within the time limits provided for by the current legislation also on the Company's website www.unicreditgroup.eu.   5.               Delegation to the Board of Directors to carry out a free capital increase by a maximum of 450,000 UniCredit ordinary shares to service the 2024 Group Incentive System and other forms of variable compensation and consequent integration of clause 6 of the Articles of Association   In line with the indications of the national and international supervisory authorities and the guidelines contained in the European directive CRD (Capital Requirements Directive), the instrument for implementing the 2024 Group Incentive System has been identified in the resolution - in one or more instances in 2027 - by the Board of Directors, by power granted by the Shareholders' Meeting pursuant to Art. 2443 of the Italian Civil Code, of a free share capital increase, pursuant to Article 2349 of the Italian Civil Code, through the issue of maximum 450,000 ordinary shares, corresponding to the second tranche of the deferral scheme, to be assigned to the beneficiaries of the System. The Shareholders' Meeting will be also called upon to resolve on the consequent amendment of the Articles of Association. In that regard, please refer to the relevant Directors' Report, which will be published within the time limits provided for by the current legislation also on the Company's website www.unicreditgroup.eu.   6.               Delegation to the Board of Directors to carry out a free capital increase by a maximum of 1,650,000 UniCredit ordinary shares to service the 2025 Group Incentive System and any other forms of remuneration and consequent integration of clause 6 of the Articles of Association   In line with the indications of the national and international supervisory authorities and the guidelines contained in the European directive CRD (Capital Requirements Directive), the instrument for implementing the 2025 Group Incentive System has been identified in the resolution - in one or more instances in 2027 - by the Board of Directors, by power granted by the Shareholders' Meeting pursuant to Art. 2443 of the Italian Civil Code, of a free share capital increase, pursuant to Article 2349 of the Italian Civil Code, through the issue of maximum 1,650,000 ordinary shares, corresponding to the first tranche of the deferral scheme, to be assigned to the beneficiaries of the System. The Shareholders' Meeting will be also called upon to resolve on the consequent amendment of the Articles of Association. In that regard, please refer to the relevant Directors' Report, which will be published within the time limits provided for by the current legislation also on the Company's website www.unicreditgroup.eu.   7.               Delegation to the Board of Directors to carry out a free capital increase by a maximum of 550,000 UniCredit ordinary shares to service the 2020-2023 LTI Plan and consequent integration of clause 6 of the Articles of Association   In line with the indications of the national and international supervisory authorities and the guidelines contained in the European directive CRD (Capital Requirements Directive), the instrument for implementing the 2020-2023 LTI Plan has been identified in the resolution - in one or more instances in 2027 - by the Board of Directors, by power granted by the Shareholders' Meeting pursuant to Art. 2443 of the Italian Civil Code, of a free share capital increase, pursuant to Article 2349 of the Italian Civil Code, through the issue of maximum 550,000 ordinary shares, corresponding to the third tranche of the deferral scheme, to be assigned to the beneficiaries of the System. The Shareholders' Meeting will be also called upon to resolve on the consequent amendment of the Articles of Association. In that regard, please refer to the relevant Directors' Report, which will be published within the time limits provided for by the current legislation also on the Company's website www.unicreditgroup.eu.   8.               Cancellation of treasury shares with no reduction of share capital; consequent amendment of clause 5 of the Articles of Association. Related and consequent resolutions   The Shareholders’ Meeting will be requested to cancel the treasury shares that will be purchased under the above authorization referred to in item no. 4 of the agenda of the Ordinary Shareholders’ Meeting, for this purpose granting the Board of Directors with the power to carry out such cancellation. Taking into account that UniCredit’s ordinary shares have no nominal value, the cancellation will be carried out with no reduction of the nominal value of UniCredit’s share capital and will be carried out solely by reducing the number of existing shares, with a consequent increase in their accounting par value.   *****   The Notice of call will be published within the terms and conditions provided for by current law provisions.     Milan, 24 February 2026       Contacts: Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations e-mail: InvestorRelations@unicredit.eu

  Based on the Board of Directors' approval of the financial results as of 31 December 2025, disclosed to the market on 9 February 2026, the Board of Directors of UniCredit S.p.A. in today's meeting approved:   the Draft Company's Financial Statements and the Consolidated Financial Statements as of 31 December 2025, recording a net profit for Euro 8,121 million for UniCredit S.p.A. and a net profit for Euro 10,915 million at Consolidated level. the transfer of the “extra‑profit” reserve (Euro 1,125 million) to the statutory reserve, which will take place after the payment to be executed in 2026 of the extraordinary contribution envisaged by the Italian Budget Law1. the Board of Directors' Reports to the Shareholders' Meeting - to be held on 31 March 2026 - related to the following proposals: -          approval of the 2025 Company Financial Statement of UniCredit S.p.A. -          allocation of the 2025 net profit of UniCredit S.p.A. that envisages - among other items - the distribution of the final cash dividend for Euro 2,578,326,000, corresponding to Euro 1.72082 per share. -          elimination of negative reserves for the components not subject to change by means of their definitive coverage, by use of available reserves. -          purchase of a maximum no. 100,000,000 UniCredit shares, to allow the execution of a Share Buy Back Program (SBB) for a maximum amount of Euro 4,750,000,000 with the aim of pursuing the actions and targets in terms of shareholder remuneration.   The authorization to purchase is requested until the earlier of (i) the term of 18 (eighteen) months from the authorizing resolution of the Shareholders' Meeting; and (ii) the date of the shareholders' meeting that will be called to approve the financial statements for the year ending December 31, 2026. The share purchases must be carried out at a price that will be determined on a case-by-case basis, in compliance with applicable rules, including regulatory requirements, in force from time to time, it being understood that the purchase price cannot diverge downwards or upwards by more than 10% from the official price registered by the UniCredit share in the trading session of Euronext Milan, on the day prior to the execution of each individual purchase transaction. The purchase transactions which are the subject of the authorization requested to the Shareholders’ Meeting will be carried out (indicatively in more transactions) in accordance with the procedures regulated pursuant to Article 132 of the Italian Consolidated Financial Act, Article 144-bis of the Consob Issuers’ Regulation no. 11971/99 and more generally by the applicable rules, in force from time to time and may be carried out in compliance with the conditions provided by Article 3 of Delegated Regulation (EU) No. 1052/2016 in order to benefit, where the conditions exist, from the exemption under Article 5 of Regulation (EU) no. 596/2014 (MAR) and the related implementing provisions. On the date of this report, UniCredit S.p.A. does not hold treasury shares in the portfolio.   Subject to the approval of the abovementioned Shareholders' Meeting, the Company: (i) will proceed with the cash dividend distribution that envisages an ex-dividend date on 20 April 2026, a record date on 21 April 2026 and a payment date on 22 April 2026; (ii) intends to launch the purchases of the 2025 SBB, with the prior approval of the Supervisory Authorities.   For further information please see the Directors’ Reports for the Shareholders’ Meeting, which will be made available within the deadlines provided by law.   In line with the distribution policy and subject to the necessary corporate and regulatory approvals and to the applicable capital requirements, an interim FY26 cash dividend is expected to be paid in November 2026, amounting to approximately 45% of the total expected FY26 cash dividend, based on a target payout of 50% of net profit.     Milan, 23 February 2026   Contacts: Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations e-mail: InvestorRelations@unicredit.eu     1 Following the payment of the extraordinary contribution, the tax mechanism provided for by Law No.136/2023 will permanently cease to apply, and the “extra‑profit” reserve will be tax‑exempt pursuant to Law No.199/2025. 2 The overall €4,750 million cash dividend (of these, €2,172 million already paid as interim dividend in November 2025) corresponds to a dividend per share (DPS) equal to €3.1490 calculated as €1.4282 interim DPS paid in November 2025, plus €1.7208 final DPS, calculated as of 23 February 2026 based on the number of shares eligible for dividend payment at payment date.  

  UniCredit hereby announces that, in execution of the resolution adopted by the Shareholders’ Meeting held on 27 March 2025, No. 53,733,948 treasury shares were cancelled today without any reduction in share capital.   The number of cancelled shares is equal to the sum of the shares purchased in execution of the “First Tranche of the 2024 Residual Share Buy-Back” which was completed on 29 September 2025, and not previously cancelled, and the shares purchased in execution of the “Second Tranche of the 2024 Residual Share Buy-Back”, which was completed on 9 February 2026.   The Bank's share capital, which amounts to €21,509,089,303, is now divided into No. 1,507,953,015 shares with no nominal value.   The notarial deed of cancellation of such treasury shares has been filed today with the Company Register.   Below is the change in the number of UniCredit shares as a result of the cancellation: