NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION, IN WHOLE OR IN PART, DIRECTLY OR INDIRECTLY IN, INTO OR FROM ANY JURISDICTION WHERE TO DO SO WOULD CONSTITUTE A VIOLATION OF THE RELEVANT LAWS OR REGULATIONS OF SUCH JURISDICTION.     UniCredit signals openness for dialogue and willingness to build bridges with Commerzbank and key stakeholders   Action taken via launch of voluntary exchange offer to exceed 30% in Commerzbank   No expectation to achieve control   Offer has no downside vis-a-vis aim to trigger constructive engagement and the existing stake continues to be significantly value-accretive      UniCredit today announced the launch of a voluntary exchange offer on Commerzbank in accordance with Section 10 of the German Takeover Act.   The offer is designed to overcome the 30% cliff-edge that exists under German takeover law and foster constructive engagement with Commerzbank and its stakeholders in the coming weeks.   It is expected that UniCredit will achieve a stake in Commerzbank in excess of 30% without reaching control.   This would both remove the need for UniCredit to continuously adjust its stake to remain under the 30% threshold due to the ongoing Commerzbank share buyback programme and an ability to increase its stake freely in the open market or otherwise thereafter.   UniCredit currently holds a direct stake of around 26% in Commerzbank and an additional stake of circa 4% is held via total return swaps.   The offer exchange ratio will be determined by BaFin in the coming days based on the 3m VWAPs of both Commerzbank and UniCredit. We expect this to be 0.485 shares of UniCredit per share of Commerzbank implying a €30.8 price per Commerzbank share, or a 4% premium as of closing on March 13, 2026.   The Offer is expected to be formally launched at the beginning of May with an offer period of 4 weeks. An Extraordinary General Meeting will be called for May to seek authorization for the related capital increase. Subject to the fulfilment or waiver by UniCredit of the conditions to the Offer, settlement is expected to be completed by the first half of 2027 after having obtained all necessary regulatory clearances, as will be further detailed in the offer document.   UniCredit is still seeking shareholder approval for the 2025 share buy back in the amount of €4.75bn at the AGM on March 31 while ECB approval is pending. The SBB will commence after the offer period closes and depend on the final offer take up. There is no impact on our dividend policy.   If as expected UniCredit remains with no control in Commerzbank the financial impact on capital will be negligible.   The Board of UniCredit regards this offer as a sensible, pragmatic measure with no downside given that the existing stake continues to be significantly value accretive irrespective of the offer leading to an increased stake of over 30% or not.    All relevant further information on the Offer will be made available in accordance with applicable law on UniCredit’s website https://www.unicreditgroup.eu/en/investors/unicredit-unlimited-next-phase.html.   The Chief Executive Officer Andrea Orcel will present the strategic rationale in a conference call at 8:30 am CET on March 16, 2026.   Dial in at: Italy: +39 02 8020911 UK: +44 1 212818004 USA: +1 718 7058796 Web Phone: HD link  

  UniCredit announces the launch of the next phase of UniCredit for CEE, reinforcing its long-term commitment to small and medium-sized enterprises and microbusinesses across the region with over €2.6 billion in financing solutions until the end of 2027.   UniCredit for CEE is the Group’s dedicated initiative to provide financing, advisory and guarantee-backed solutions to micro, small and medium-sized enterprises across Central and Eastern Europe, supporting innovation, sustainability and inclusive growth. The expansion of the initiative is a clear demonstration of the strategic direction UniCredit is taking with the bold new phase, UniCredit Unlimited. It is defined by unlimited ambition not only for the group but also for the 20 million clients across Europe.   The new phase leverages 35 guarantee lines from the European Investment Fund, European Investment Bank, European Bank for Reconstruction and Development, , together with national development programmes, to accelerate access to more affordable funding for businesses in Bulgaria, Croatia, the Czech Republic, Slovakia, Hungary, Romania, Serbia, Slovenia and Bosnia and Herzegovina.   Among the tangible benefits for the clients are lower collateral requirements, pricing advantages, dedicated advisory programmes and faster, simpler processes.   UniCredit for CEE will prioritize sustainability and energy efficiency, digitalization and innovation, the competitiveness of local supply chains and inclusive financing for entrepreneurs, including women- and youth-led businesses.   Building on solid foundations, UniCredit for CEE has already delivered over €2 billion in new lending under guarantee programs, supporting more than 18,000 micro, small and mid-sized enterprises since its launch in 2024.   Alongside UniCredit for CEE, UniCredit banks across the region provide a broad range of various financing and support for businesses. Overall investment in the real economy in CEE for the past year reached €15bn in loans to 430k micro and SMEs.   “The new €2.6 billion capacity, together with our European partnerships and enhanced distribution model, allows us to support thousands of entrepreneurs in their growth, innovation and green transition. This is fully aligned with our UniCredit Unlimited strategy, focused on accelerating quality growth, leveraging technology and empowering our people to deliver best-in-class solutions for our clients across Central and Eastern Europe”, comments Teodora Petkova, Head of Central and Eastern Europe, UniCredit.     Milan, 5 March 2026     Contact Media Relations E mail: mediarelations@unicredit.eu

  UniCredit has reaffirmed its leadership in gender equity and inclusion by renewing its EDGE Certification® across ten European countries: Austria, Bulgaria, Croatia, Czech Republic, Germany, Hungary, Italy, Romania, Serbia and Slovakia. Together, these markets represent more than 80% of our people, making UniCredit the first and only pan‑European bank to be recertified at such scale and eligible for the prestigious EDGE Global Certification.   EDGE Certification®, the world’s leading standard for workplace fairness, evaluates organisations through a rigorous process that examines gender representation, pay equity, inclusive policies and everyday cultural experience of employees. It combines quantitative HR data, a review of policies and practices, and employee feedback to offer a clear and honest overview of how effectively an organisation supports equal opportunities. This year’s results show a Group that has made meaningful and measurable progress.   What stands out most is the consistency of this progress. Women’s representation in top management surpasses 30% in all certified entities, and the leadership pipeline shows strong female representation progressing from junior to senior levels. These results confirm that diversity is not only a stated ambition but an outcome increasingly visible in our leadership structures.   Across the Group, employee perceptions show strong confidence in fair hiring practices and high willingness to recommend the organisation - clear indicators of a solid foundation of trust, pride and engagement across most entities. These insights add nuance to the overall picture of inclusion, indicating areas where viewpoints differ and where continued attention can empower an even more consistent and positive experience for our people.   Siobhán McDonagh, Head of Group People & Culture at UniCredit: “UniCredit continues to champion sustainable and responsible business practices across Europe. I am proud that we have once again demonstrated that at UniCredit, we never settle. As the first bank in Europe to obtain and retain the Global EDGE Certification®, we are strengthening our commitment to gender diversity, equity and inclusion, and reinforcing our role as a benchmark for fairness, transparency and inclusive growth across the industry.”   Looking ahead, we remain committed to enhancing gender balance across all levels of the organisation. This includes further progress on gender pay equity, continued focus on fair and transparent people processes, broader access to mentoring and career development opportunities, and greater support for shared caregiving through increased uptake of paternity leave. These efforts are supported by a continued focus on inclusive leadership, ensuring that equity is built into how we lead, make decisions, and grow.   Aniela Unguresan, Founder of the EDGE Certified Foundation: "UniCredit’s renewal of EDGE Certification® across ten European markets strengthens its status as the first—and still the only—pan-European bank certified at this scale. Progress is clear and measurable: women now hold over 30% of top management roles across all certified entities, with sustained advancement through the leadership pipeline that goes far beyond policy into day-to-day practice. With more than 80% of its workforce covered by EDGE Certification®, UniCredit is proving that workplace gender balance, fairness and inclusion can be embedded systematically across markets, cultures, and business contexts as key drivers of performance and growth."   Across the nine entities assessed, each one progressed at its own pace — from strengthening foundations at the EDGE Assess level, to advancing to EDGE Move — but all contributing to a shared ambition.   Together, these achievements form a unified Group-wide journey toward creating a more diverse, equitable and inclusive UniCredit.     Milan, 02 March 2026     Enquiries: Media Relations e mail: mediarelations@unicredit.eu    

  Following the press releases issued today, UniCredit S.p.A. informs that it has made available to the public, at the Company's Registered Office, on the website of the authorized storage mechanism "eMarket STORAGE" managed by Teleborsa S.r.l. (www.emarketstorage.it/en), as well as on UniCredit website (www.unicreditgroup.eu/agm31march2026), the documentation concerning all the items on the Agenda of the Shareholders' Meeting convened on 31 March 2026.         Milan, 27 February 2026     Enquiries Investor Relations e mail: investorrelations@unicredit.eu Media Relations e mail: mediarelations@unicredit.eu

  The Company informs that today is made available to the public, at the Company's Registered Office, on the website of the authorized storage mechanism "eMarket STORAGE" managed by Teleborsa S.r.l (www.emarketstorage.it/en), as well as on the UniCredit website (www.unicreditgroup.eu/agm31march2026) the following documentation relating to the Shareholders' Meeting convened on 31 March 2026:             ·       the General Meeting Draft Company Report and Accounts 2025 of UniCredit S.p.A. and the Consolidated Report and Accounts 2025 of UniCredit Group, together with the documentation required by law;   ·       the 2025 Report on corporate governance and ownership structure, drafted in accordance with Section 123-bis of the Legislative Decree no. 58/1998.   It should be noted that the financial statements and/or the summary statements of UniCredit's subsidiaries and affiliated companies pursuant to article 2429, paragraphs 3 and 4 of the Italian Civil Code, as well as the financial statements prepared for the purpose of drawing up the consolidated financial statements of the relevant subsidiaries not belonging to the European Union prepared pursuant to article 15 of the "Markets Regulation" Consob no. 20249/2017 will be made available to the Shareholders at the Company's Registered Office as from 16 March 2026.     Milan, 27 February 2026     Enquiries   Investor Relations e mail: investorrelations@unicredit.eu   Media Relations e mail: mediarelations@unicredit.eu