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Group Results
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Materials
- PDF | 2Q25 Market Presentation (1.34mb)
- PDF | 2Q25 Press Release (1.08mb)
- XLSX | 2Q25 Divisional Database (1.19mb)
- PDF | 2Q25 Fixed Income & ESG presentation (1.68mb)
Materials Archive
Contacts
"UniCredit has achieved outstanding financial results, with a record breaking Q2 contributing to the best H1 in the bank's history. We reported a quarterly net profit of €3.3 billion and a robust RoTE of 24.1%, with core revenues rising year-over-year to €5.9 billion. We are protected for the future as our low cost of risk, strong asset quality and unmatched overlays safeguard against potential macroeconomic downturns.
We ended the quarter with a best-in-class proforma CET1 ratio of 16.2% (pro-forma for Danish Compromise). This exceptional performance in H1 along with additional levers for further growth have enabled us to raise our guidance for 2025 and ambitions for 2027, projecting at least €30 billion in total shareholder distributions of which at least €15 billion in cash from 2025-2027. We look to the future with confidence.
Achieving these results in the current macro environment makes this an even bigger achievement for the team, of whom I am immensely proud. They continue to outperform even when it shouldn't be possible to do so. UniCredit is now firmly in the acceleration phase of UniCredit Unlocked, which is delivering results ahead of plan as well as strengthening and protecting our bank for the future."
Andrea Orcel, Chief Executive Officer of UniCredit S.p.A.
Our Strategy: UniCredit Unlocked
UniCredit Unlocked is a plan to unlock the potential within UniCredit. To move out of a period of retrenchment and restructuring into an era of purpose, growth and value creation. This is how we will create the bank for Europe's future - a bank that delivers for all stakeholders and is capable of unlocking the potential of people, businesses and communities across Europe and empowering them to progress.
