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UniCredit is proud to launch its new Annual and Integrated Reports that outline our achievements in 2023, a year which is the culmination of our Bank’s transformation and concrete evidence of how these milestones have set a foundation for 2024 and beyond.

2:00 min

Unlocking transformation, together.
For our clients, our people, and our communities.

 

As a result of UniCredit’s three years of transformation initiated in 2021, we have brought our thirteen banks together, leveraging their scale and reach across Europe to deliver competitive value-added services to our clients that are customised to their local needs. Today we are a better, stronger bank as a result. One capable of being the bank for Europe’s future.

 

The impact of our transformation is clear – evidenced not only by our strong financial performance and quality growth, but the value we have unlocked within our bank and for all our stakeholders. This year’s Annual and Integrated Reports outline our achievements in 2023, a year which is the culmination of our Bank’s transformation and concrete evidence of how these milestones have set a foundation for 2024 and beyond.

 

 

“2023 was a remarkable year and the product of three years of transformation. There will no doubt

be challenges ahead in 2024, but I am confident in the direction our bank is taking.   Every target we’ve set, we’ve exceeded, and now we are a leading European bank that is delivering consistently for its stakeholders. This would not have been possible without the belief, trust and hard work of thousands of people who work at UniCredit. This year’s Annual and Integrated Reports are a testament of our transformation and of our people’s extraordinary commitments.”

Andrea Orcel, Group CEO and Head of Italy

Read our CEO’s full letter in the Annual Report

Despite a challenging macroeconomic backdrop, 2023 was the year we surpassed targets that some thought impossible a year ago. Now our bank is united behind one vision, with all its parts operating in lockstep with the interests of the Group and Europe as a whole. A model that now empowers our people and our communities and gives our clients what they are asking for.

The financial targets we have met and exceeded have not been at the detriment of our ESG commitments, which are embedded firmly in our business model. With a unique pan-European footprint, we have a responsibility to pursue a fairer, greener future.

 

 

 

Our world faces many challenges and organisations like ours need to step up and help shape a fairer, greener future. We believe that leading by example is the right thing to do. Our commitment to our communities, our people and our planet goes far beyond simply ticking a box – our ESG principles are embedded in everything we do, and one of the five strategic imperatives of our long-term UniCredit Unlocked strategy.

 

Fiona Melrose, Head of Group Strategy & ESG

Read Fiona’s full letter on the Integrated Report

The Annual and Integrated Reports are a testament of UniCredit’s incredible journey of change and growth. We have united behind a vision of a better bank and a better future. We have transformed for our clients, our people, and our communities, demonstrating what it means to be the bank for Europe’s future.

For everyone, everywhere.

Annual Report 2023


- DIGITAL VERSION


- REPORT PDF

Integrated Report 2023


- DIGITAL VERSION


- REPORT PDF



WATCH OUR 2023 ANNUAL AND INTEGRATED REPORTS VIDEO