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Group Results
Access to the presentation
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Materials
- PDF | 3Q26 Market Presentation (1.33mb)
- PDF | 3Q26 Press Release (1.13mb)
- XLSX | 3Q26 Divisional Database (1.41mb)
- PDF | 3Q26 Fixed Income & ESG Presentation (1.54mb)
Materials Archive
Contacts
"UniCredit has delivered its best quarter ever, and the best in the sector, beating across all KPIs: highest net profit growth, best RoTE and cost/income ratio and organic capital generation supporting best-in- class shareholder returns while increasing capital.
We successfully balanced commercial, industrial and technology levers, accelerating our growth, gaining targeted market share without sacrificing margins nor risk whilst continuing steadfast in investments in our transformation. This reflects the strength of our franchise, the talent, hard work and determination of our people, the consistency of our execution and the initial success of our Unlimited Strategy.
Our strategy is translating into consistent, measurable results. We have fundamentally transformed the way UniCredit operates, combining sustainable profitable growth with structural cost efficiency, disciplined capital allocation and a strong balance sheet.
This is driving a stronger, more resilient and higher-returning franchise. We are building a bank that can deliver through cycles. As the Bank for Europe, our diversified business model, strong capital position and robust lines of defence provide resilience and strategic flexibility across different market environments."
Andrea Orcel, Chief Executive Officer of UniCredit S.p.A
Our Strategy: UniCredit UnlIMITED
UniCredit Unlimited is our plan to build on the foundations laid by Unlocked and redefine what UniCredit can be. It marks our transition from unlocking trapped potential to accelerating quality growth, operational excellence and sustainable value creation. This is how we will shape the bank for Europe's future, one that leads the sector, delivers for all stakeholders and empowers people, businesses and communities across Europe to progress.
