13 + 1
Leading banks, including partnership with Alpha
Clients with primary relationship connected across Europe
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Acceleration in action - from potential to unlimited possibility
2025 was our best year yet, where we delivered 20 consecutive quarters of disciplined, quality growth and became one of Europe's strongest and most resilient banking groups.
UniCredit is built on strong foundations - 13+1 leading and empowered banks, supported by the scale of our Group and the talent of our people.
>20 m
#1
Rated Bank in Europe and across our geographies each year since 20221
75,000
Talented employees2
From Italy to Germany, Austria and across Central & Eastern Europe, UniCredit Unlocked has released our potential and transformed us from a laggard to a leader. 2025 marked a significant step in this journey, driven by our:
One unifying direction
A winning mentality grounded in a clear and unifying Purpose, Vision, Strategy and Culture. This has empowered us to set a new benchmark for banking, unlock the potential of our people and deliver above and beyond for all our stakeholders.
Empowered pan-European business model
Our sustainable growth and competitive advantage are built on our 13+1 leading and empowered banks, supported by the scale of our Group. This is moving us closer to clients and communities with our three high‑quality product platforms, ecosystem of strategic partners and a centralised Group Procurement function - all streamlined and simplified by our Digital and Operations team.
This is while embedding sustainability in all that we do, executing on our ESG strategy and successfully meeting all our targets in 2025.
UniCredit Unlimited: Our Next Chapter Begins
2025 was a year of acceleration and culmination of five years of excellence, which has positioned us for the next phase - UniCredit Unlimited. A bold new era defined by unlimited possibility, bold ambition, and a fundamental rethinking of what a pan-European bank should be.
The future demands forward momentum, and in 2026 and beyond UniCredit is ready to do this with a:
Winning strategy
Delivering quality growth beyond peers while re-setting the efficiency frontier, elevating our long-term targets.
Superior equity story
Unmatched trajectory offering the best combination of profitable growth and distributions in the sector.
WATCH OUR VIDEO
This isn't just progress - we are aiming for unlimited transformation and acceleration. And this future will be driven by our people, our unstoppable engine of success and our linchpin.
'It is time for UniCredit to become truly unlimited. A bold new chapter defined by ambition, innovation, and a fundamental rethinking of what a European bank can and should be.'
Andrea Orcel, Chief Executive Officer UniCredit S.p.A.
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Our Annual Reports and Accounts
Dive deeper into how UniCredit delivers sustainable value for clients, communities and shareholders and how we are shaping the next era of European banking.
Download the 2025 Annual Reports and accounts
Notes:
1) Awarded Bank of the Year in 2025 by The Banker in Italy, Austria, Bosnia and Herzegovina, Bulgaria, Croatia and Romania; Best Bank in Europe by Euromoney in 2025; Global Best Bank by The Banker in 2023 and 2024; Global Bank of the Year by International Financing Review in 2024.
2) Headcount as of 31 December 2025.