Born in Kuala Lumpur (Malaysia) on 8th February 1957
Degree in mechanical engineering from the University of Glasgow, Scotland
Master of Applied Science in operations research from the University of Waterloo, Canada
MBA with distinction from NYU Stern School of Business
Group Chief Risk Officer
He started his banking career at JP Morgan in 1983 where he was a key member of the original group which started the successful swap business at JP Morgan. He covered the role of European Head of Fixed Income at UBS and moved to Dresdner Kleinwort Benson reaching the role of Co-Head of the Global Markets Division and member of the Management Board.
At Merrill Lynch he was Managing Director and Head of Merrill Lynch's International Debt Markets and a member of the Executive Management Committee for Merrill Lynch Europe Middle East and Africa.
Tj was a founder and CEO of New Smith Financial Products, the Credit Advisory arm of New Smith Capital Partners, which specializes in restructuring and Collateralized Debt Obligation workouts and event-driven Structured Finance.
Tj joined UniCredit Group in 2008, following the acquisition of NSFP. Since the beginning he has covered the role of Global Head of Markets at Corporate & Investment Banking Division.
Starting from October 2016 he was appointed as Group Deputy Chief Risk Officer. He was in charge of orchestrating the management and disposals of Non-Performing Loans, Repossessed Assets, Bad Loans and any Distressed Assets. He was the single point of contact for the Group for defining market solutions and exits. In July 2017 Tj became also responsible for the new Group NPE (non performing exposure) structure.
In September 2017, in connection with the reorganization of the risk management function, he was appointed, - effective 1st October 2017 - as Group Chief Risk Officer in charge of the Group Risk Management activities, with a specific focus on strategic steering of risks at Group level and the definition of Risk Management policies and guidelines.
TJ is member of UniCredit's Executive Management Committee with the Senior Executive Vice President title.