Bachelor and Master Degree in Finance, University of National and World Economy, Bulgaria
Master of Business Administration degree, Vienna University of Economics and Business, Austria
Master of Business Administration degree, University of Minnesota, United States
Group Head of Central Europe and Eastern Europe
Teodora started her career in 2002 with Bulbank in Sofia as a senior credit analyst. In 2007 she became the Manager of the team responsible for credit underwriting and risk assessment of domestic large and mid-corporates.
In 2009 she was promoted to Head of Credit Risk at UniCredit Bulbank. She was a member of the Management Board of UniCredit Factoring EAD from 2011-2015.
In 2015 Teodora became the Head of the International Center in Corporate and Investment Banking Division, UniCredit Bulbank. She acted as Chief Risk Officer of UniCredit Bulbank from 2016-2019. In May 2019 she became CEO and Chairman of the Management Board of UniCredit Bulbank AD.
Since 2019 she has been chairing the Supervisory Board of Unicredit Consumer Financing and Unicredit Leasing in Bulgaria. She is also member of the Board of Council of Women in Business and member of the Board of the Banking Association in the country.
In May 2021, Teodora is appointed Head of Eastern Europe, with direct responsibility for Bosnia and Herzegovina, Bulgaria, Croatia, Romania and Serbia, and joint responsibility for Russia.
In July 2023, following Gianfranco Bisagni's new appointment as Group Chief Operating Officer, Teodora becomes Group Head of Central Europe and Eastern Europe, with direct responsibility for Austria, Czech Republic and Slovakia, Hungary, Slovenia, Bosnia and Herzegovina, Bulgaria, Croatia, Romania and Serbia and Russia.