Having received all necessary legal and regulatory approvals - including ECB, German Antitrust and FED, underscoring the appropriateness of our actions and approach - UniCredit today announces that it has converted c.10% of its current synthetic position in Commerzbank, taking its physical share ownership and effective voting rights to around 20%.   UniCredit intends to convert the remaining circa 9% synthetic position into physical shares in due course reaching around 29% of Commerzbank voting rights.    With these steps UniCredit becomes Commerzbank's largest reference shareholder.     Milan, 8 July 2025   Contacts:  Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations  e-mail: InvestorRelations@unicredit.eu

  The transaction referred to as “Project ARTS Silver-2” represents the second deal of UniCredit Bulbank (the “Bank”) as issuer in the significant risk transfer (SRT) market, the largest executed in Bulgaria as of today, and one of the largest in CEE.   The transaction is part of UniCredit ARTS program, within UniCredit’s strategy to increasingly use SRT as an effective tool to enhance capital efficiency and to widen lending capabilities, with the ambition to expand it further to new asset classes and different legal entities in the Group perimeter.   Project ARTS Silver-2 is the result of the close cooperation between UniCredit and PGGM (second joint project, following Project ARTS Morava in 2024). Its €2.1 billion reference portfolio consists of corporate and SME exposures granted to clients in Bulgaria. The capital structure includes retained first loss and senior tranches, and a second loss tranche purchased by PGGM on behalf of its client PFZW, the Dutch pension fund for the healthcare sector.   UniCredit Bank GmbH acted as sole arranger and placement agent for the Bank.   Stefano Chiarlone, Head of Balance Sheet Management at UniCredit Group: “The size of the deal and the resulting capital reliefs, achieved both at Bank and Group level, confirm UniCredit’s strategy on capital efficiency. After Italy and Germany, UniCredit has successfully expanded SRTs to the CEE area, where this transaction represents our fifth deal, testifying the wide geographical coverage of our SRT framework. I also want to say thanks to PGGM for being a reliable partner in this important project”.       Nevena Nikse, CFO at UniCredit Bulbank: “Our second syntethic securitization marks another important step in our commitment to capital efficiency and risk management. By further strengthening our capital position, this transaction allows us to accelerate the lending to small and medium-sized enterprises (SMEs) and corporates. We are very pleased for the great cooperation with PGGM, setting the basis for a long-lasting partnership”.   Luca Paonessa, Senior Director, Credit Risk Sharing at PGGM: “Project Silver 2 closely follows the successful execution of the Morava transaction and confirms the strategic alignment between PGGM and UniCredit. As our Credit Risk Sharing mandate grows, we have been increasingly focused on adding diversifying credit risk exposures to the portfolio, originated by high-quality banks with a leading market position, and UniCredit Bulbank emerged as the perfect candidate. Thanks to our pre-existing relationship with UniCredit,  Silver 2 was a very efficient process that met an ambitious timeline. The STS label confirms the group’s commitment to the highest standards in credit risk sharing. Like Morava, Silver 2 will also include reporting on sustainability features of the portfolio, another area of convergence between PGGM and the UniCredit Group.     Sofia, Milan, Zeist 7 July 2025     Contacts   UniCredit: mediarelations@unicredit.eu

  NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION, DIRECTLY OR INDIRECTLY, IN WHOLE OR IN PART, IN OR INTO OR FROM THE UNITED STATES OF AMERICA, AUSTRALIA, CANADA, JAPAN, OR ANY OTHER JURISDICTION WHERE TO DO SO WOULD CONSTITUTE A VIOLATION OF THE RELEVANT LAWS OF SUCH JURISDICTION.   VOLUNTARY PUBLIC EXCHANGE OFFER LAUNCHED BY UNICREDIT S.P.A. ON ALL ORDINARY SHARES OF BANCO BPM S.P.A.     PRESS RELEASE     Milan, 3 July 2025 – With reference to the public exchange offer (“Offer”) promoted pursuant to articles 102 et seq. of the TUF on all the ordinary shares of Banco BPM S.p.A. (“BPM”), UniCredit S.p.A. (“UniCredit”, the "Offeror") communicates the following.   Today UniCredit published, following the approval by Consob with resolution n. 0066297, the supplement to the registration document, the securities note and the summary approved by Consob on 1 April 2025 (the “Supplement to the Prospectus”). The Supplement to the Prospectus has to be read together with – and constitutes and integral part of – the registration document, of the securities note and of the summary.   The Offeror also published today, pursuant to article 38, paragraph 5, of the Issuers’ Regulation, the supplement to the Offer Document approved by Consob on 1 April 2025 (the “Supplement to the Offer Document” and, jointly with the Supplement to the Prospectus, the “Supplements”). The Supplement to the Offer Document has to be read together with – and constitutes and integral part of – the Offer Document.   Pursuant to article 23, paragraph 2 of the Prospectus Regulation, those investors who had already agreed to adhere to the Offer before the Supplements were published have the right - exercisable within three working days after the date hereof, therefore within the 8 July 2025 - to withdraw their acceptances by giving written notice to their bank or intermediary.   The Supplements, together with all the documentation regarding the Offer, are available on the web site of the Offeror www.unicreditgroup.eu.     * * *     THIS PRESS RELEASE DOES NOT CONSTITUTE THE EXTENSION OF AN OFFER TO ACQUIRE, PURCHASE, SUBSCRIBE FOR, SELL OR EXCHANGE (OR THE SOLICITATION OF AN OFFER TO ACQUIRE, PURCHASE, SUBSCRIBE FOR, SELL OR EXCHANGE), ANY SECURITIES IN ANY JURISDICTION, INCLUDING THE UNITED STATES OF AMERICA, AUSTRALIA, CANADA, JAPAN, OR ANY OTHER JURISDICTION WHERE TO DO SO WOULD CONSTITUTE A VIOLATION OF THE LAWS OF SUCH JURISDICTION AND ANY SUCH OFFER (OR SOLICITATION) MAY NOT BE EXTENDED IN ANY SUCH JURISDICTION.   The public voluntary exchange offer described in this press release (the “Offer”) will be promoted by UniCredit S.p.A. (the “Offeror” or “UniCredit”) over the totality of the ordinary shares of Banco BPM S.p.A. (“BPM”).   This press release does not constitute an offer to buy or sell BPM’s shares.   The Offer will be launched in Italy and will be made on a non-discriminatory basis and on equal terms to all shareholders of Banco BPM S.p.A. The Offer will be promoted in Italy as BPM’s shares are listed on the Euronext Milan organised and managed by Borsa Italiana S.p.A. and, except for what is indicated below, is subject to the obligations and procedural requirements provided for by Italian law.   The Offer is not being made in Canada, Japan, Australia or any other jurisdiction where to do so would constitute a violation of the laws of such jurisdiction and any such offer (or solicitation) may not be extended in any such jurisdiction (“Other Countries”). The Offer is otherwise being made (i) outside the United States in offshore transactions in reliance on Regulation S under the U.S. Securities Act of 1933, as amended (“Regulation S”)(the “U.S. Securities Act”) and, as applicable, in accordance with law in any such other jurisdiction, or (ii) within the United States, only to “qualified institutional buyers” as defined in Rule 144A of the U.S. Securities Act (“QIBs”) in a private placement that is exempt from, or not subject to, registration under the U.S. Securities Act and that meets the requirements of Rule 144A or another available exemption from registration, in each case, in accordance with any applicable securities laws of any state of the United States.  The extension of the Offer in the United States is occurring by way of a separate private placement memorandum restricted to QIBs.   A copy of any document that the Offeror will issue in relation to the Offer, or portions thereof, is not and shall not be sent, nor in any way transmitted, or otherwise distributed, directly or indirectly, in the Other Countries.   Anyone receiving such documents shall not distribute, forward or send them (neither by postal service nor by using national or international instruments of communication or commerce) in the Other Countries.   Any tender in the Offer resulting from solicitation carried out in violation of the above restrictions will not be accepted. This press release and any other document issued by the Offeror in relation to the Offer do not constitute and are not part neither of an offer to buy or exchange, nor of a solicitation to offer to sell or exchange financial instruments in the United States or in the Other Countries. Financial instruments cannot be offered or sold in the United States unless they have been registered pursuant to the U.S. Securities Act, or are exempt from, or not subject to, registration. Financial instruments offered in the context of the transaction described in this press release will not be registered pursuant to the U.S. Securities Act. UniCredit does not intend to carry out a public offer of such financial instruments in the United States.  No financial instrument can be offered or transferred in the Other Countries without specific approval in compliance with the relevant provisions applicable in such countries or without exemption from such provisions.   This press release may only be accessed in or from the United Kingdom who are “qualified investors” within the meaning of Article 2(e) of assimilated Regulation (EU) 2017/1129 as it forms part of domestic United Kingdom law by virtue of European Union (Withdrawal) Act 2018, as amended, and who (i) have professional experience in investment matters under section 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (as amended, the “Decree”); (ii) are persons who have a high net worth and who fall within article 49(2) (a) - (d) of the Decree; or (iii) are persons to whom it may otherwise be lawfully communicated (the aforementioned persons being the “Relevant Persons”). Any investment activity to which this document refers is available only to Relevant Persons. Financial Instruments described in this press release are made available only in the United Kingdom to Relevant Persons (and any solicitation, offer, agreement to subscribe, purchase or otherwise acquire such financial instruments will be directed exclusively at such persons). Any person who is not a Relevant Person should not act or rely on this document or any of its contents.   Tendering in the Offer by persons residing in jurisdictions other than Italy may be subject to specific obligations or restrictions imposed by applicable legal or regulatory provisions of such jurisdictions. Recipients of the Offer are solely responsible for complying with such laws and, therefore, before tendering in the Offer, they are responsible for determining whether such laws exist and are applicable by relying on their own advisors. The Offeror does not accept any liability for any violation by any person of any of the above restrictions.  

  UniCredit S.p.A announces it has moved the date of the Board of Directors approval of the second quarter and the first half 2025 results to 22 July 2025 (instead of 28 July).   The Group results presentation - publication and conference call - will be on 23 July 2025 (instead of 29 July).   The updated financial calendar is available on the group website: https://www.unicreditgroup.eu/en     Milan, 1 July 2025     Contacts:  Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations e-mail: InvestorRelations@unicredit.eu

  UniCredit, the pan-European bank, and Rise Europe, the alliance of leading European innovation hubs, today announced a strategic partnership to foster European champions and a more competitive continental business environment.   The collaboration will boost Rise Europe’s growth, support startup champions to scale, and build a stronger Europe, leveraging on UniCredit extensive 13-country footprint, corporate relationships with entrepreneurs, and existing local startup initiatives.   The purpose is to bolster trans-continental business progress, development and knowledge-sharing opportunities with the support of leading industrial and academic innovation players from 14 different European countries.   This initiative highlights UniCredit’s longstanding and increased commitment to sustaining the evolution of both European and local businesses in the countries where the Group operates directly.   Rise Europe was established in 2023 by UnternehmerTUM, the centre for innovation and business creation of the Technical University of Munich, with the aim to empower the next generation of transformative startups to secure long-term prosperity in Europe.   Rise Europe comprises 19 corporate and academic institutions, and it intends to tackle global challenges arising in: -        AI, robotics and quantum computing -        Climate neutrality and circular economy -        Food, agriculture and healthcare -        Aerospace and mobility -        Energy transition and resilience   Since its foundation, Rise Europe has supported over 14,500 startups and 130,000 talents, which captured approximately 10% of the annual regional venture capital funding available.   “UniCredit is fully committed to strengthening the European startup ecosystem. Strong financial institutions like UniCredit are enablers for new market and technology leaders from Europe. The partnership with Rise Europe is testament of UniCredit’s commitment to the future and sustainability of the economies we operate within” said Fiona Melrose, Head of Group Strategy & ESG, UniCredit. “The collaborative nature of the initiative aims to tear down national barriers, and create one, strong pan-European environment where entrepreneurs can thrive and succeed. Additionally, it will give us a front row seat on the most cutting-edge innovations that will benefit our business, clients and communities.”   “Europe has a fantastic base of entrepreneurial talent and leading tech universities. With joint forces we will initiate and accelerate a new generation of European startup champions. In this sense, UniCredit’s involvement plays a key role in this mission. It provides access to a deep pool of capabilities, connections, and countries, bringing Southern and Central Eastern European economies into the fold” said Prof. Dr. Helmut Schönenberger, Founder and CEO of UnternehmerTUM.     Milan, Italy/Munich, Germany - 01 July 2025   For further information, please contact: mediarelations@unicredit.eu