UniCredit has ranked first in Italy as well as coming in second in its global peer group (751 companies) in the Corporate Knights’ 2022 ranking of the World’s Most Sustainable Corporations. The bank’s overall rank in the Corporate Knights’ Global 100 Index for 2022 is 59.   Andrea Orcel, CEO of UniCredit, commented: "We are proud of these results which are testament to our continued commitment to ESG. This commitment is to have our actions match our principles, not only leading by example within our own business, but also supporting our clients and the communities in which we are present through the various stages of their own transitions. This requires us to balance decisive environmental actions, with societal impact, navigating a path that will deliver, over as fast a time as possible, the sustainable society that we are striving to build for all.”   This is the first time for UniCredit to be included in the Corporate Knights’ Global 100 Index, which provides an annual ranking of the World’s 100 Most Sustainable Corporations based on key environmental, social and governance (ESG) metrics. The ranking draws on a rigorous assessment of 6,914 companies with more than US$1 billion in revenues. It also sheds light on the evolution of ESG priorities and outcomes, and on the extent of the gap between leading sustainability performers and their global corporate peers.   Sustainability is a key lever of the new UniCredit Unlocked business strategy the bank presented in December 2021 with several ambitious ESG targets for 2022-2024. This includes a target of €150 billion in new cumulative ESG volumes across environmental lending, ESG investment products, sustainable bonds and social lending. UniCredit will also invest €100 million to ensure equal pay for equal work and is committed to a net-zero target on own emissions by 2030 and on financed emissions by 2050.   A digital version of the Corporate Knights’ ranking, select national scorecards, and further contextual and methodological information is available at corporateknights.com/global100.      

UniCredit has reached an agreement with a securitisation vehicle managed by KRUK Group in relation to the disposal on a non-recourse basis (pro-soluto) of a non-performing corporate credit portfolio both secured and unsecured, in Italy.   The portfolio consists entirely of Italian Non Performing Exposures with a claim value of approximately € 222 million. The economic impact is recognized in the 2021 Financial Statements, where the portfolio will be classified as held-for-sale, in accordance with IFRS5.   The agreement is part of UniCredit’s on-going strategy to reduce non-performing exposures.       Enquiries   Investor Relations e mail: investorrelations@unicredit.eu Media Relations e mail: mediarelations@unicredit.eu

EIB Group (EIB & EIF) guarantee to UniCredit to mobilise approximately €2 billion in support of Italian SMEs and Mid-caps. The operation is supported by a guarantee from the European Fund for Strategic Investments (EFSI) — the main pillar of the Investment Plan for Europe.     Milan, 18 January 2022 – UniCredit and EIB Group, including the European Investment Bank (EIB) and European Investment Fund (EIF), have signed a new agreement to provide financing to Italian small and medium-sized enterprises (SMEs) and Mid-caps. The operation is supported by the European Fund for Strategic Investments (EFSI), the main pillar of the Investment Plan for Europe.   In cooperation with the EIB Group, UniCredit SPA has finalised, with UniCredit Bank AG acting as arranger a new synthetic securitisation of a portfolio amounting to approximately €2 billion under the ARTS (Asset Risk Transfer Sharing) programme and consistent with the new plan “UniCredit Unlocked”. The EIF will guarantee the mezzanine tranche of a portfolio of loans already granted by UniCredit to Italian small and medium enterprises, counter-guaranteed by the EIB.   The capital freed up from the securitised €2 billion portfolio is then used to deploy €720 million of new loans to support new projects carried out by Italian SMEs. The agreement signed is part of the broader framework of cooperation launched by UniCredit and the EIB to support SMEs in Italy. Over the last six years, UniCredit's EIB resources for businesses in Italy have amounted to more than €4 billion, with nearly 6 000 projects financed to date.   In May 2021, UniCredit and the EIB signed an agreement to mobilise €2.5bn of investments in support of large and medium Italian businesses, helping them mitigate the economic consequences caused by the COVID-19 crisis. This was the first operation in Italy to be supported by the Pan-European Guarantee Fund (EGF), part of the €540 billion EU rescue package approved in the wake of the COVID-19 pandemic. Backed by the EGF, the EIB provided a guarantee up to €750m (75%) of UniCredit's new loan portfolio, which, thanks to additional finance and the complementarity mechanism, will activate €2.5 billion of investment.     Milan, 18 January 2022       Enquiries:   Media Relations email: mediarelations@unicredit.eu Investor Relations email: InvestorRelations@unicredit.eu  

Within the UniCredit S.p.A. (the “Company” or “UniCredit”) share buy-back programme communicated to the market on 9 December 2021 and initiated on 13 December 2021, in execution of the resolution of the shareholders’ meeting held on 15 April 2021 which approved the share buy-back programme for a maximum amount of Euro 651,573,111.00 and for a number of UniCredit shares not exceeding 110,000,000 (the “Second Buy-Back Programme 2021”) – on the basis of the information received from J.P. Morgan AG as intermediary in charge of executing, in full independence (so-called “riskless principal” or “matched principal”), the Second Buy-Back Programme 2021 – UniCredit informs, pursuant to art. 2, paragraph 3, of the Delegated Regulation (EU) 2016/1052, that it has carried out the transactions indicated below.   The chart below provides aggregate details of the daily purchases of UniCredit ordinary shares (ISIN IT0005239360), made from 10 January 2022 to 14 January 2022.    

  Today, UniCredit S.p.A. (issuer rating Baa1/BBB/BBB) launched a dual tranche Senior Preferred EUR 1.25 billion with 6 years maturity, callable after 5 years, and EUR 500 million with 10 years maturity.   The amount issued is part of the 2022 Funding Plan and confirms once again UniCredit’s ability to access the market in different formats. The two tranches were set with the following terms:   -   for the 6NC5 years bond, a fixed coupon of 0.925% paid annually, with an issue/re-offer price of 99.844%, equivalent to a spread of 85 bps over the 5 year swap rate. The bond will have a one-time issuer call at year 5, to maximize regulatory efficiency. Should the issuer not call the bonds after 5 years, the coupons for the subsequent periods until maturity will reset to a floating rate equal to 3-months Euribor plus the initial spread of 85 bps; -   for the 10 years bonds, a fixed coupon of 1.625%, paid annually, with an issue/re-offer price of 99.808%, equivalent to a spread of 125 bps over the 10 year swap rate. The transaction has encountered a demand above 2.5bn with almost 200 combined orders from institutional investors.   The final allocation of the 6 years maturity, callable after 5 years bond has been mainly in favor of funds (69%), banks & private banks (13%), official institutions & central banks (8%) and insurances (8%), with the following geographical distribution: France (32%), Germany/Austria (17%), Italy (14%), Benelux (8%), Iberia (7%), UK (7%) and Nordics (7%).   In relation to the 10 years bond, the final allocation has seen mainly funds (50%), insurances (34%), official institutions & central banks (11%), banks & private banks (5%), with the following geographical distribution: France (36%), UK (33%) Germany/Austria (12%), Nordics (9%) and Italy (6%).   Given the positive market feedback and the order book size, the pricing guidance, initially set in the 105 bps area over mid-swap rate for the 6 years maturity, callable after 5 years bond and in the 135 bps area for the 10 years bond, was reviewed downwards and finally set at 85 bps and 125 bps respectively.   UniCredit Bank AG acted as Sole Book Runner and Lead Manager. Commerzbank, Credit Suisse, Mediobanca, Natixis, NatWest Markets and Santander acted as Joint Lead Managers (no books).   The bonds, documented under the issuer’s Euro Medium Term Notes Program, will rank pari passu with the outstanding Senior Preferred debt of the issuer. The expected ratings are as follows: Baa1 (Moody’s)/ BBB (S&P)/ BBB (Fitch).   Listing will be on the Luxembourg Stock Exchange.   Milan, 11 January 2022         Contacts: Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations e-mail: InvestorRelations@unicredit.eu