UniCredit, the pan-European commercial bank, has successfully launched “Employee Share Ownership Plan - U Share” (“U Share” or the “Plan”), the share incentive plan for employees of UniCredit Group enabling personnel to directly access the material benefits of the Company’s success.   U Share, approved by Shareholders’ Meeting on April 12,2024 and also detailed in the 2025 Group Remuneration Policy, gives UniCredit Group employees the possibility to join their employer’s investor base.   The Group recognises that it is essential to unlock the potential of its people. The Plan’s purpose is to put the core value of ownership in action, thus further aligning interests between shareholders, management and staff with a global and consistent approach.   Eligible personnel can discretionally enrol to the Plan and commit to investing between a minimum of €500.00 and a maximum of €10,000.00 in the Company’s ordinary shares at market valuation with favourable terms.   In fact, UniCredit will contribute for each Plan participant, conditional on their stay with the Group throughout the intervening period:   -        Discount Shares: equal to 20% of the initial investment, in the form of additional “free of charge” shares or equity rights, to be assigned to the Plan participant, simultaneously with the Purchased shares at Plan Launch. These shares will vest in 18 months’ time.   -        Matching Shares: equal to 20% of the initial investment, in the form of additional shares on top of the Discount Shares, to be delivered after 36 months at U Share plan end. The distribution of Matching Shares is also conditional to the achievement of specific Group KPIs.   The U Share plan is a single-cycle plan and will end after 36 months.   “UniCredit’s success lays on the dedication and commitment that our people demonstrate across the network every day,” said Andrea Orcel, CEO UniCredit. “U Share is our way to reward the fundamental role they play in the achievement of our Group’s objectives and remarkable performance over the last four years. We are very pleased to launch this new plan, that is dedicated to all our people – they are the backbone of UniCredit. Now, investors, executives, and all our people are bound by one shared mission to elevate our support for clients, families, and local communities.”       Contact Media Relations: MediaRelations@unicredit.eu

  The new campus will contribute to the urban regeneration of Scalo Farini     UniCredit is delighted to announce Herzog & de Meuron, one of the most prestigious and recognized architecture practices in the world, will design its new headquarters in Milan.   The headquarters designed by world-renowned architects will be in the Scalo Farini area, which will include, in addition to the bank’s new offices, green spaces, offices, residences, social housing, and new services for the entire city.   The new UniCredit campus will promote a virtuous and sustainable model of social integration, contributing to Scalo Farini’s urban regeneration – one of the most important initiatives of its kind in Europe.   The design of the headquarters will embody UniCredit's values of innovation and sustainability, contributing to the rebirth of Scalo Farini and serving as a monument to the progress of the city, Milan, and Italy at large. Through the campus, UniCredit intends to promote the future development of local communities and guarantee a new sustainable and modern workplace for its employees.   Founded in Basel in 1978, international architecture practice Herzog de Meuron has a firm track record of architectural excellence including such iconic works as the National Stadium in Beijing, the Tate Modern in London and the Elbphilharmonie in Hamburg.   For the new headquarters, the practice proposes an integrated design vision combining architectural precision and rigor, with innovative experimentation and reverence for the physical context of Scalo Farini.   The development of the headquarters will take place simultaneously with the regeneration of the area of Scalo Farini, in step with international urban transformation trends and inspired by the most up-to-date principles of environmental sustainability. UniCredit has started the administrative process to approve the plan for the new headquarters.   Andrea Orcel, UniCredit Group CEO, said: “We are proud to collaborate with Herzog & de Meuron on the new UniCredit headquarters. As a bank driven by a fundamental purpose, to empower communities to progress, we are delighted that we have the opportunity to contribute to the regeneration of Scalo Farini in Milan. Employees of our new campus will enjoy working in a unique, sustainable, and welcoming campus with modern facilities and solutions.  Our investment in Scalo Farini represents more than the opportunity to give back to our community, it is also the ability for us to invest in Italy and to put into tangible action our commitment to invest socially and the responsibility we have environmentally as we work to regenerate this area for our own people and beyond”.   Jacques Herzog, founder of Herzog & de Meuron, said: “The UniCredit headquarters gives us the opportunity to continue our work in Milan, a city where we have been able to establish a meaningful architectural presence. It is of course also especially exciting for us to work for one of the greatest global banking institutions in Europe. The building will be an exploration in both ecological and social sustainability - a rejection of a closed, hermetic office tower towards an organic shape which allows the interiors and workspaces to be surrounded by gardens and trees, creating high quality working conditions throughout the building”.     Milan, 6 June 2025     Contacts: Media Relations: MediaRelations@unicredit.eu

  UniCredit Bank introduces exclusive investment solutions to the Slovenian market with the launch of onemarkets Fund. New fund family bolsters range of investment solutions offered to clients across the region.   UniCredit announced the launch of its onemarkets Fund offering in Slovenia. Following the successful launch in Italy, Germany and Austria in 2022, and the subsequent roll-out in Greece, Czech Republic, Slovakia, Bulgaria, Hungary, Romania and Bosnia and Herzegovina, UniCredit’s bespoke investment solutions are now available across eleven European countries. Over this time, clients have already entrusted over €18bn in assets under management to onemarkets Funds.   The selection and design of the funds is based on UniCredit's deep knowledge of its clients and providers – with products developed both in house and via strategic partnerships with leading asset managers, including Amundi, Allianz Global Investors, BlackRock, Fidelity, J.P. Morgan, Pictet and PIMCO.   UniCredit Bank in Slovenia will offer bond-weighted and equity-weighted balanced products in the onemarkets Fund portfolio, covering a broad spectrum of investor needs.   Teodora Petkova, UniCredit’s Head of Central Europe and Eastern Europe: “Together with our world-class partners, onemarkets Fund significantly enhances our offering in the region. The introduction of these new investment opportunities in Slovenia marks a significant advancement in the development of the local mutual fund market and provides Slovenian investors with new possibilities to access international financial markets.”   In CEE, mutual fund investing has historically been less widespread than in Western Europe. But this is changing, and clients today want more than just to save. They want to grow their wealth, finance a longer and healthier life, and secure their future.   Richard Burton, Head of Client Solutions, UniCredit: “The needs of our clients remain firmly at the centre of everything we do. As these needs evolve and adapt, influenced by new trends such as longer life spans, we are responding with dedicated solutions across our business lines. The expansion of our onemarkets Fund in Central and Eastern Europe reflects this and serves as a clear example of how we continue to harness the scale of our Group to manufacture and deliver best-in-class products across all our markets. It is a powerful story of cross-business and cross-country collaboration.”   The launch in Slovenia is part of UniCredit’s next strategic phase – Unlocking Acceleration – where the bank has a particular focus on extending its reach and bringing high-quality, targeted solutions to private clients across CEE.  

  Banxware, the leading Berlin-based lending-as-a-service provider and embedded lending platform for small and medium-sized enterprises (SMEs), adds a major milestone to its growth journey: a partnership with UniCredit’s newly acquired BaaS platform Aion and Vodeno to enhance its automated lending solutions to SMEs and a follow-on €10 million investment from UniCredit.   This dual development marks Banxware’s transition from a traditional structured finance model to a capital-light, highly scalable forward flow setup—unlocking the full potential of embedded SME lending across Europe and beyond.   Having successfully operated with a structured warehouse facility, Banxware now steps into a new phase of maturity: Under the forward flow agreement, its bank partner will assume 100% of the loan book originated through Banxware’s embedded platform partnerships. This shift enables Banxware to redeploy its equity towards scaling operations, product development, and international expansion rather than capital-intensive loan funding.   The move follows strong momentum: Banxware is already embedded in over 40 digital platforms and recently launched a joint lending product with Hypovereinsbank, offering businesses instant access to financing from €1,000 up to €5 million through one platform integration and application flow. For loans exceeding €250,000, the HypoVereinsbank-backed offering delivers unmatched speed, pricing, and convenience, forming the backbone of Banxware’s emerging orchestration layer.   Banxware serves as the bridge between digital platforms and a selected network of banks, alternative lenders, and specialty finance providers. By facilitating integration and maintaining strong relationships with these institutions, Banxware ensures that pre-qualified, pre-onboarded borrowers are directly aligned with each lender’s underwriting policies. This streamlined process significantly improves conversion rates and unit economics.   In parallel, Banxware for Brokers empowers loan brokers to serve their clients entirely through the Banxware platform in cooperation with HypoVereinsbank —again from €1,000 to €5 million—enhancing transparency, efficiency, and reach. The fresh capital from UniCredit will fuel Banxware’s next phase: doubling down on its role as the middleware layer for SME lending, investing in user experience, streamlined platform integrations, AI-based underwriting, and market expansion.   “It’s a major leap forward to see our strategic partnership with UniCredit deepen further,” said Jens Röhrborn, CEO of Banxware. “We’re not just scaling—we’re shaping a new infrastructure layer for business lending in Europe. With every new platform we embed and every lender we connect, we’re moving closer to a future where access to capital is as seamless and intelligent as the platforms SMEs use to run their businesses.”   Fiona Melrose, Head of Group Strategy and ESG at UniCredit, added: “Banxware uniquely combines fintech agility and user-centricity with the financial strength and distribution of a major bank. Through Banxware’s platform reach, UniCredit is extending its footprint across the digital SME economy in Europe, continuing to unlock the Group’s acceleration.”   “The German market is characterized by rapidly growing B2B platform revenues. Together with Banxware, we now offer our credit solutions at the point of need of our SMEs.” says Martin Brinckmann, Head of Small and Medium Corporates at HypoVereinsbank.   With its forward flow model and strengthened financial backing, Banxware is poised to become the go-to infrastructure powering the future of SME lending—platform-native, lender-agnostic, and radically efficient.   Milan, 4 June 2025     Contact  Media Relations e-mail: MediaRelations@unicredit.eu