Following the communication received from the ECB in relation to the 2024 Supervisory Review and Evaluation Process (SREP), UniCredit's Pillar 2 Capital Requirement (P2R) remains at 200 basis points1.   From 1 January 2025 UniCredit will respect the following capital requirements on a consolidated basis:   ·       10.27 per cent CET1 ratio ·       12.14 per cent Tier 1 ratio ·       14.64 per cent Total Capital ratio   The above capital ratios include the Combined Buffer Requirement to be met with CET1 instruments, composed by 2.50 per cent Capital Conservation Buffer (CCB), 1.50 per cent O-SII buffer, 0.44 per cent Countercyclical Capital Buffer (CCyB) and 0.20 per cent Systemic Risk Capital buffer (SyRB)2   As of 30 September 2024, UniCredit's capital ratios on a consolidated basis stood at:   ·       16.13 per cent CET 1 ratio, fully loaded ·       16.24 per cent CET 1 ratio, transitional ·       18.02 per cent Tier 1 ratio, transitional ·       20.68 per cent Total Capital ratio, transitional     Milan, 11 December 2024   Contacts Media Relations: e-mail MediaRelations@unicredit.eu Investor Relations: e-mail InvestorRelations@unicredit.eu     1 Following CRD V Art. 104a, banks shall meet the Pillar 2 Capital Requirement (P2R) with at least 75% of Tier 1 capital and at least 56.25% of Common Equity Tier 1 (CET1) capital. 2 CCyB and SyRB calculated according to the exposures as of 30 September 2024 and the requirements as of 31 December 2024. These buffers are recalculated on a quarterly basis and therefore could vary accordingly.

  UniCredit informs that Mr Marcus Johannes Chromik, independent member of UniCredit's Board of Directors and member of the Risk Committee, has resigned from the Board with immediate effect.   Mr Chromik has declared that his decision to resign from his role is due to new professional ventures.   The Chairman Pier Carlo Padoan, also on behalf of the entire Board of Directors, wishes him well in these new endeavours and thanks him for his contribution to the Board of Directors and to the Risk Committee.   The Board of Directors will assess the necessary consequent actions.     Milan, 11 December 2024       Contacts   Investor Relations e mail: investorrelations@unicredit.eu   Media Relations e mail: mediarelations@unicredit.eu

  For the second consecutive year, FT's The Banker named UniCredit Global Bank of the Year 2024, Bank of the Year in Europe, Bank of the Year in Italy      Bank also named Bank of the Year in Croatia, and Bosnia Herzegovina 2024     The Banker’s Bank of the Year Awards has recognized UniCredit global leadership for the second year, naming it the overall Bank of the Year and Best Bank in Europe during its annual ceremony in London. Additionally, UniCredit was honored with the titles of Bank of the Year in Italy, Croatia, and Bosnia Herzegovina.   Regarded as the industry standard for banking excellence, The Banker’s Bank of the Year Awards evaluates the world's leading financial institutions based on their ability to deliver returns, gain strategic advantage, and serve their markets. The Banker magazine, part of the Financial Times Group, provides economic and financial intelligence for the world's financial sector and has built a reputation for objective and insightful reporting since its inception in 1926.   Commenting on the Awards won by UniCredit, Silvia Pavoni, editor in chief of The Banker, said: "The Banker rarely awards the same lender two years in a row, but UniCredit’s sustained performance and growing ambition were just too compelling to overlook. Its financial results – for 2023 as well as the first part of 2024 – are clearly impressive, as are its astute partnerships and investments across Europe. Efforts to simplify the bank processes and improve its digital offering were additional reasons to recognized UniCredit as the global winner of our Bank of the Year award”.   Over the last years, UniCredit has relentlessly worked on its cultural and industrial transformation, committing to fundamental change to redefine its future, with the ambition of becoming the bank for Europe’s future.   Commenting on the Awards, Andrea Orcel, UniCredit CEO, said: “We are proud of these achievements, acknowledging, for the second year, the success of UniCredit Unlocked which moved the bank from laggard to winner within a three-year period, setting a new benchmark for banking in Europe. We take this opportunity to thank all the people at UniCredit who through hard work and dedication to delivering for our clients and their communities have and will continue to make it all possible."   Serving 15 million clients in 13 markets across Europe, UniCredit remains focused on supporting its clients, employees, and communities to progress and facilitate clients in a just and fair green transition, delivering lasting growth and prosperity for the long term.   Milan, 5 December 2024    For further information, please contact: mediarelations@unicredit.eu

  Pan-European lender continues to enhance offering for individual clients     UniCredit has partnered with Blackstone, a global leader in alternative asset management, to distribute the Blackstone Private Equity Strategies Fund (BXPE) to its wealth clients in Italy.   BXPE is an actively managed semi-liquid open-ended alternative investment fund which provides qualified investors with broad exposure to the entire breadth of Blackstone’s private equity platform across a diversified portfolio of high-growth companies.   The strategy encompasses the asset manager’s investments across corporate private equity, tactical opportunities, secondaries, life sciences, and growth investing.   At the same time, the partnership seeks to lower the private equity market’s historically high barriers to entry by providing access to Blackstone’s diverse platform through a single fund, which aims to deliver robust returns through a flexible structure.   UniCredit's Wealth Management clients in Italy can subscribe to BXPE from December 3, 2024.   Renato Miraglia, Head of Wealth Management at UniCredit Italy, said: “We are delighted to broaden our partnership with Blackstone, with BXPE providing our wealth clients with the opportunity to diversify their portfolios through direct exposure to private equity investments. We will continue to build our business around clients – striking the best possible partnerships to improve their options.”   Andrea Valeri, Chairman of Blackstone Italy, said: “We have already observed significant interest from individual investors in Italy looking to diversify their investment portfolios into asset classes that were once exclusive to institutional investors. By expanding our partnership with UniCredit to include private equity, we can further expand our distribution capacity via a trusted partner to meet this demand.”   Rashmi Madan, Head of EMEA for Blackstone Private Wealth Solutions, added: “This is the next step in the expansion of Private Wealth Solutions in Italy, as we continue to execute against our strategy to provide individual investors across Europe with greater access to institutional quality solutions. The fund leverages our extensive experience and expertise in private equity investing, allowing investors to access a diversified portfolio of high-growth companies while aiming to deliver attractive returns.”   Milan, 4 December 2024   For further information, please contact: mediarelations@unicredit.eu    

  UniCredit notes the announcements made today by the European Banking Authority (EBA) and the European Central Bank (ECB) regarding the information of the 2024 EU-wide Transparency Exercise and fulfilment of the EBA Board of Supervisors’ decision.   Background 2024 EU-wide Transparency Exercise   The EBA Board of Supervisors approved the package for the 2024 EU-wide Transparency Exercise, which since 2016 is performed on an annual basis and published along with the Risk Assessment Report (RAR). The annual transparency exercise will be based solely on COREP/FINREP data on the form and scope to assure a sufficient and appropriate level of information to market participants.   The templates were centrally filled in by the EBA and sent afterwards for verification by banks and supervisors. Banks had the chance to correct any errors detected and to resubmit correct data through the regular supervisory reporting channels, and to add specific information as required for further clarify individual data.   The 2024 Transparency exercise covers four reference dates: 30th September and 31st December 2023, 31st March and 30th June 2024.   Milan, 2nd December 2024     Enquiries   Investor Relations e mail: investorrelations@unicredit.eu   Media Relations e mail: mediarelations@unicredit.eu