UniCredit announces a new organisational structure
Our People
A new management team to drive the business effectively and deliver its new strategic plan
Discover more
1Q21 Group Results Presentation
Live Audio Webcast & Conference call 06 May 2021 - 10:00 CET
Discover more
Earth Day: not just today!
     
Discover more
3 BREAKTHROUGHS FOR A WORLD WITHOUT WASTE
COMMITMENTS
21 April 2021 - h 11:14
We dedicate on ONE UniCredit the second day of Earth Day to global clean-up. Some facts to start off with: 270,000 premature deaths annually caused by uncontrolled burning of household waste. 2 BILLION  People live without any waste collection services. Cigarette butts are the most commonly polluted plastic, over 4.5 trillion butts currently pollute our global environment. 79% of all plastics ever produced have accumulated in the natural environment or landfills
3 ways to pledge green today
COMMITMENTS
20 April 2021 - h 12:53
As you may know, today marks the beginning of Earth Day 2021, which means 3 days packed with green initiatives across the globe. Whether you are a veteran activist or beginner advocate, here are three ways to take action today to be great stewards of our planet.
3 TIPS TO SAVE 100 LITRES OF WATER EVERY DAY
COMMITMENTS
14 April 2021 - h 11:14
Although water covers 70 per cent of the earth's surface, less than 1 per cent is deemed drinkable. As the global population grows, the amount of available water remains constant and becomes more limited. Here are three tips for finding ways in our everyday life to conserve water and protect our planet.  
Social Impact Banking
Commitments
UniCredit’s commitment to build a fairer and more inclusive society
Discover more
1 / 4
UniCredit share information - Intraday

 

 

UniCredit is a simple successful Pan European Commercial Bank, with a fully plugged in Corporate & Investment Banking, delivering a unique Western, Central and Eastern European network to its extensive and growing client franchise.

 

 

 

Top Articles from One UniCredit

Go to One UniCredit

One UniCredit brings our people, customers and communities together in one place.

We want to keep you up-to-date with what's going on within the Group and share stories that inspire and support us all to always Do the Right Thing!

Help us to make One UniCredit lively and engaging by sharing your feedback and ideas.

Select your favourite category and explore our content
CATEGORIES
ALL CATEGORIES

EXPLORE BY#

EXPLORE BY#

Filter contents of the page by choosing between the # you are interested in or the type of content

HASHTAG

FORMAT

Our People
Our colleague Rosanna from Bologna tells us about her participation in the Keep Clean and Run initiative that UniCredit has been supporting for three years. The eco-trail against littering this year crossed the Gothic line from the Tyrrhenian to the Adriatic sea, up and down the Apennines, carrying messages of peace and an empty bag to collect waste.
Discover more
Our People
Zhelyazko Meranzov is the Branch Manager at UniCredit Bulbank in “Little Paris,” a district located in Plovdiv, Bulgaria’s second largest city. His motto at work is “never say never.” He’s an early riser who loves preparing meals with his treasured ultra-sharp chef’s knives and has an impressive collection of ties.   
Discover more
Time 4 you
Our talented photographers have captured more beautiful Spring vibes and colours
Discover more
Our People
One of our colleagues guides us through today’s complex metropolitan railway systems, bringing to the light the remarkable features that we often ignore.
Discover more
Our People
A new management team to drive the business effectively and deliver its new strategic plan during H2 2021
Discover more
Clients
UniCredit named Best Cash Management Bank in Western Europe in Global Banking & Finance Review’s Treasury & Cash Management Banking Awards 2021.
Discover more
Clients
UniCredit Start Lab closes a very dynamic and intense first four months of 2021 in terms of initiatives and projects carried out and the number of startups involved: as many as 2,000 so far!  
Discover more
Time 4 you
Each day, we face decision-making paradoxes. Conflicting questions such as, "do we invest in efficiency or innovation?" or "do we want things to change or stay the same?" perpetually evade our business agendas. These situations are magnetic poles that pull us towards one idea and not the other, forcing us to make trade-offs. However, a paradox mindset removes this "either-or" barrier with a "both-and" mentality. Here are three ways to adopt this approach.
Discover more
Clients
#UniCredit4You
UniCredit confirms its commitment to a simple, innovative and complete customer experience by adding  new features in the Mobile Banking App.
Discover more
Our People
UniCredit Bank Banja Luka helped a long-term client, „TAT-COM Srbac“ to overcome a difficult situation during the pandemic, by granting him a loan through the Guarantee Fund. The company used it to continue business operations, and benefitted from a particularly good deal as the funds were provided with minimal collateral. Listen to Dragan's story.  
Discover more
Our Strategic Targets
Andrea Orcel, Chief Executive Officer UniCredit S.p.A.
The Bank we will build together   
Discover more
UniCredit: Update on MREL requirement
PRESS RELEASE
14 May 2021 h 18:45 PRICE SENSITIVE
UniCredit SpA has received from the Single Resolution Board and Banca d'Italia the updated decision on the Minimum Requirement for Own Funds and Eligible Liabilities (MREL): this supersedes the previous one communicated in December 2019, which set the MREL equal to 10.67 percent of Total Liabilities and Own Funds (TLOF) and applicable from 30 June 2022.   From 1 January 2022, UniCredit SpA shall comply, on a consolidated basis, with an intermediate MREL equal to the maximum between 20.73 percent of Risk Weighted Assets (RWA) - plus the Combined Buffer Requirement (CBR) applicable at that point in time - and a 5.90 percent of leverage ratio exposures (LRE).   From 1 January 2024, the consolidated MREL will become “fully loaded” and will be set equal to the maximum between 21.40 percent RWA - plus the applicable CBR - and 5.90 percent LRE.   Starting from 1 January 2022, UniCredit SpA will also have to comply with a subordinated MREL, i.e. to be met with subordinated instruments, equal to the maximum between 11.79 percent RWA - plus the applicable CBR - and 5.68 percent LRE. Both these amounts already take into account the “senior allowance”, i.e. the possibility to meet part of the subordinated requirement with senior (non-subordinated) instruments.   All these requirements shall be met with consolidated Own Funds plus Eligible Liabilities issued by UniCredit SpA only.       Milan, 14 May 2021
Discover more
Ordinary and Extraordinary Shareholders' Meeting on April 15th 2021
PRESS RELEASE
13 May 2021 h 19:16 PRICE SENSITIVE
  This is to inform you that the Minutes of the Shareholders' Meeting are now published on the company website www.unicreditgroup.eu and on the website of the authorized storage mechanism "eMarket STORAGE" managed by Spafid Connect S.p.A (www.emarketstorage.com) and are available at the Company's Registered Office in Milan.   Link: www.unicreditgroup.eu/agm15april2021   UniCredit SpA          Enquiries: Investor Relations e mail: investorrelations@unicredit.eu Media Relations e mail: mediarelations@unicredit.eu 
Discover more
UniCredit Social Impact Banking advances social impact finance measurement standards with a dedicated system
PRESS RELEASE
13 May 2021 h 11:00
The measurement & evaluation system has been developed with the think tank Human Foundation, to drive greater outcomes of social impact finance projects     In line with the mission of UniCredit’s Social Impact Banking (SIB) initiative, to concretely contribute to building a fairer and more inclusive society, SIB has developed a new measurement & evaluation (M&E) system together with the think tank Human Foundation, focused on advancing social impact finance measurement standards and maximising the related direct and indirect social outcomes.   The dedicated M&E system allows UniCredit SIB to consistently monitor and evaluate its social impact finance activities across all 11 Group markets where SIB is active: Austria, Bosnia & Herzegovina, Bulgaria, Croatia, Czech Republic, Germany, Hungary, Italy, Romania, Serbia and Slovakia.   The aim is to track performance and the impact generated by comparing expected and achieved results on a continued basis through a tailored framework that also accounts for the characteristics of the different beneficiaries of specific projects. The Human Foundation think tank was chosen as a partner for the development of the M&E system thanks to their work in promoting innovative solutions to societal issues.   Laura Penna, Head of Group Social Impact Banking at UniCredit, commented: “At UniCredit, ESG is part of our DNA and this includes a strong social commitment in all our markets. Our Social Impact Banking programme helps us drive tangible positive social change in our communities and in order to ensure we are always growing our impact and making a real difference, we need to be able to track and measure social impact finance outcomes in a concrete and uniform way. This new measurement & evaluation system has been designed to help us do this effectively as well as make an important contribution for increased transparency and common standards in the wider social impact finance sector.”   The purpose of social impact finance is to create tangible positive social benefits through the financing of projects and initiatives that have the potential to deliver such outcomes. The sector has significantly grown worldwide in recent years [1] and we expect this trend to accelerate driven by the effects of the Covid-19 crisis.   This context increases the need for clear and common measurement methods to ensure the credibility of impact finance activities and avoid the risk of “impact washing”[2]. It is also important for the beneficiaries of impact finance programmes to guarantee a level playing field, agreement on specific KPIs for each project and increase transparency in the selection process.   UniCredit’s social impact finance offer is aimed at supporting social innovation as a driver of change through loans at advantageous conditions as well as providing financial training and access to relevant partnerships and networks. A “pay for success” mechanism is integral to the offer to allow for additional economic benefits to the project / initiative based on the successful achievement of agreed social impact goals. In addition, UniCredit’s Social Impact Banking programme is also committed to inclusive finance, supporting entrepreneurs and small businesses through microcredit and to financial education to encourage greater financial knowledge and social inclusion that can empower active citizenship.   UniCredit’s Social Impact Banking has also recently been recognised by the European Venture Philanthropy Association (EVPA) with their Data Transparency Label 2021 for the continued commitment to data transparency regarding social impact finance.   To find more information on the M&E system please refer to the SIB Position Paper here.   For more information on UniCredit Social Impact Banking, please see here.   Milan, 13 May 2021     Notes:   [1] Total impact investing market value was estimated at USD 502 billion as of end of 2018 (GIIN, 2019). [2] “Impact washing” refers to the process of any bank, firm or fund using the social / environmental impact narrative for reputational and market purposes, but not contributing to the achievement of any tangible positive impact (IDS, 2019).     Enquiries: mediarelations@unicredit.eu
Discover more
UniCredit: Moody's affirmed UniCredit SpA's ratings and outlook
PRESS RELEASE
12 May 2021 h 20:03 PRICE SENSITIVE
The Rating Agency Moody's affirmed UniCredit SpA’s long-term deposit and senior debt ratings at 'Baa1'. The outlook remains stable.   The BCA/ stand-alone rating was affirmed at ‘baa3’.   For further details please see Moody’s corresponding press release on the rating agency website www.moodys.com.     Milan, 12 May 2021       Enquiries:     Media Relations: e-mail: MediaRelations@unicredit.eu   Investor Relations: e-mail: InvestorRelations@unicredit.eu  
Discover more
UniCredit Group announces new organisational structure and management team including key appointments
PRESS RELEASE
12 May 2021 h 08:10
UniCredit Group today announces a new organisational structure and a new management team to drive the business effectively and deliver its new strategic plan during H2 2021.   This new structure creates a simplified organisation that will enable greater accountability across all businesses and areas.  It ensures our clients remain at the heart of everything that we do, further integrates technology and digitalisation as a key driver of our future success and provides clarity on key roles and responsibilities. In summary, with today’s announcement UniCredit:   Creates a new Group Executive Committee (‘GEC’) of fifteen people to replace the former Executive Management Committee of twenty-seven, increasing ownership and accountability. Removes a layer of management, minimising co-Heads of businesses and functions and creates a more cohesive partnership Empowers country CEOs to better manage their geographies in delivering best practice and synergies across all business lines. Italy, Germany, Central Europe and Eastern Europe will now form the key geographic reporting lines for the Group. Positions Italy as a standalone geography, reflecting the critical importance of this country to our Group, honouring the roots, essence and spirit that underscore the origins of UniCredit. Puts in place a transversal matrix, positioning Corporate and Investment Banking across all geographies to offer our clients a seamless suite of products and services that serve different local demands. Creates a new Digital division that will elevate technology, digitalisation and data to the new GEC, ensuring it will be embedded in every strategic deliverable underscoring the critical importance of this area to the future of the business. Launches a widespread simplification exercise across the organisation, starting with the SpA, reducing existing committees from 44 to a maximum of 15-20. Creates a new People & Culture division to expand the remit of the former Human Capital function, reflecting the importance of our people as carriers of our new culture and ensuring that the Group can attract, hire and retain best-in-class talent for the long-term benefit of UniCredit and its clients. Creates a CEO office to include Strategy & Optimisation, and the newly created function of Stakeholder Engagement. Both functions will be part of the GEC.   Andrea Orcel, CEO of UniCredit, commented:   “When I began as CEO of UniCredit, I promised that one of my first priorities would be to reduce complexity and simplify UniCredit’s structure. Today, you can see the first steps in delivering on that promise: streamlining our business, clarifying key roles, and improving accountability so that we can better deliver for all our stakeholders. I also said that we would increase the pace of digitalisation so that technology and data is firmly embedded in every decision we take, and we are today announcing a new Digital division to further integrate it as a core part of our DNA. As a business it is important that we recognise our origins and the cultural roots that have shaped us, which is why we are positioning Italy as a standalone geography, alongside Germany, Central Europe and Eastern Europe. I am keenly aware that our people will be the driving force of UniCredit’s success, and today we are also announcing an expanded People & Culture function that will ensure that we attract, hire, and retain the best people to transform the Bank. This is the first step in an ambitious programme to unlock UniCredit’s full potential. It will allow us to transition from a period of retrenchment to one designed to achieve sustainable and profitable growth   Group Executive Committee (“GEC”)   ·         Group Chief Executive Officer - Andrea Orcel ·         Head of Italy – Niccolo Ubertalli ·         Head of Germany – Michael Diederich ·         Head of Central Europe – Gianfranco Bisagni ·         Head of Eastern Europe – Teodora Petkova ·         Head of Corporate & Investment Banking – Richard Burton ·         Chief Financial Officer – Stefano Porro ·         Group People & Culture Officer – Annie Coleman ·         Group Digital & Information Officer – Jingle Pang (ad interim Daniele Tonella) ·         Group Operating Officer – Ranieri de Marchis ·         Head of Group Strategy & Optimisation – Fiona Melrose ·         Head of Group Stakeholder Engagement – Joanna Carss ·         Group Risk Officer – TJ Lim ·         Group Compliance – Serenella De Candia ·         Group Legal Officer – Gianpaolo Alessandro     Today’s internal announcement can be found here: www.unicreditgroup.eu/content/unicreditgroup-eu/en/one-unicredit/our-people/2021/may/a-new-organisational-structure-.html   Milan, 12 May 2021      
Discover more
1 / 5
1 / 3
UniCredit: a sustainable bank

At UniCredit, sustainability is part of our DNA, and ESG (Environmental, Social and Governance) commitments and targets are fully integrated in our business and operations from lending to risk management and the long-term incentive plans of our Top Management. We want to have a positive impact on society by creating sustainable value in terms of human capital, society and the environment over time, by listening and responding to the real needs of our customers and our stakeholders. This is what we mean by “Banking that matters”. Our simple guiding principle to Do the right thing! is applied to everything we do, at all times, and is at the core of our interactions with all of our stakeholders. Our world, society and lifestyle continue to rapidly change and we must play our role as part of the solution. We are taking action now, together, for present and future generations, for a sustainable future. Because #TogetherWeMatter 

Together we matter

Banking that matters

Banking_that_matters_1260x844

 

UniCredit is a "bank of substance", focused on delivering relevant solutions to real needs

 

Our worldwide presence

Map-home

 

Our "One Bank" model is based on central support and local excellence.

 

 

Our history

history-home-570x320

 

 

UniCredit Group was officially founded in 1870, when Banca di Genova - later renamed Credito Italiano - opened for business.