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UniCredit has everything it needs to be the bank for Europe’s future. This includes incredibly strong foundations across Europe, in our clients, in our people, and in our banks. UniCredit Unlocked will bring these individual organisations together and release the potential within them to create something that is so much more than the sum of its parts.


UniCredit is becoming a simplified, empowered organization with a lean corporate centre that embeds digital and data across the business. We are organised across four regions: Italy, Germany, Central Europe, and Eastern Europe.

UniCredit is powered by two new client agnostic product factories, Corporate Solutions and Individual Solutions, which will deliver best in class products and services to all clients in all geographies.


Together, these make up half of our revenues, which will to grow further as part of a capital-light growth strategy. Under this approach, new best-in-class client-focused products will be developed in-house and through partnering with leading providers.


Through this process of simplification and optimisation, UniCredit will become one fully united bank, delivering for all clients in a unified way.