Over €30 million confirmed for education in 2025, of which more than €1.7 million already allocated to supporting European talent UniCredit Foundation has renewed its Board of Directors with the appointment of its new members. The Board will continue to be chaired by Andrea Orcel, CEO and Head of Italy of UniCredit Group, with Giorgio Barba Navaretti, Professor of Economics at the University of Milan, confirmed as Vice President and Joanna Carss, Head of Group Stakeholder Engagement at UniCredit Group, as a member.   Joining the Board are two new members: Michael Spence, President & Provost of UCL and an internationally recognised leader in higher education and philanthropy Dr. Simona Costanzo Sow, Chief of Academic Partnerships at the United Nations System Staff College, with extensive expertise in education, sustainable development and global partnerships The Board has been streamlined from nine to five members, reflecting the Foundation’s intention to create a more agile and cohesive governance body, able to convene more easily, foster effective discussion and take timely, collective decisions to maximize impact.   Building on the €54 million already dedicated between 2022 and 2024, the renewed Board has confirmed a €30 million budget for education. This marks a new chapter of even greater ambition for the Foundation’s mission.   In execution of the renewed mandate, In September 2025, UniCredit Foundation launched the first four calls for applications, worth a total of €1.7 million, to support scholarships and research opportunities across its European countries. While scholarships are not the sole focus of the Foundation’s mission, they represent a key element of its wider commitment to unlock the potential of Europe’s next generation. These initiatives will enable talented students and researchers to study at leading international universities, while also making academic positions in Europe more attractive through salary top-ups. The number of return fellowships has been increased from 5 to 7, with up to two dedicated to Central and Eastern Europe. With more grants than last year and a stronger focus on Eastern Europe, the initiative continues to support Europe’s brightest talent, encouraging brain gain and reinforcing local excellence.   Silvia Cappellini, General Manager at UniCredit Foundation, commented: “At UniCredit Foundation, we believe education is the most powerful driver of progress. With €30 million confirmed for 2025, and over €1.7 million already dedicated to scholarships and research, we are creating real opportunities for Europe’s next generation. A leaner Board and a stronger focus will allow us to act faster and make an even greater impact.”   As part of this broader evolution, UniCredit Foundation has also launched its renovated website, redesigned with fresh storytelling, updated content and a more intuitive user experience to better showcase projects, stories and results.   To explore the Foundation’s new website and learn more about the new Board as well as full details of the calls for applications, click here.     Contact Media Relations mediarelations@unicredit.eu

  Milan, 29 September 2025 - UniCredit S.p.A. (the “Company” or “UniCredit”) announces the completion on 26 September 2025 of the share buy-back programme communicated to the market on 24 July and initiated on 25 July 2025, as per the authorisation granted by the Shareholders’ Meeting held on 27 March 2025 (the “First Tranche of the SBB 2024 Residual”).   Based on the information received from BNP Paribas SA as intermediary in charge of executing, in full independence (so-called “riskless principal” or “matched principal”), the First Tranche of the SBB 2024 Residual, UniCredit informs, pursuant to art. 2, paragraph 3, of the Delegated Regulation (EU) 2016/1052, that it has carried out the transactions indicated below.   The chart below provides aggregate details of the daily purchases of UniCredit ordinary shares (ISIN IT0005239360), made from 22 September to 26 September 2025.  

  Fitch Ratings has upgraded UniCredit SpA’s Long-Term Issuer Default Rating (IDR) and Senior Preferred rating by one notch to ‘A-’ and assigned a Stable outlook. The rating is one notch above the Italian sovereign.   According to Fitch, the geographic diversification in well-performing or growing economies and the very strong loss absorption capacity put UniCredit in an exceptional position of strength relative to domestic peers, while the diversification also supports through-the-cycle performance.   The Viability Rating (i.e. standalone rating) has been upgraded to ‘a-’, while the corresponding long-term deposit, Senior Non-Preferred, Tier 2, and Additional Tier 1 ratings have all been upgraded by one notch.   The Short-Term Deposit rating has been upgraded to ‘F1’, while the Short-Term Issuer Default Rating has been affirmed at ‘F2’.   For further details please refer to Fitch Ratings’ corresponding press release on the website of the rating agency: www.fitchratings.com     Milan, 25 September 2025     Contacts Media Relations: e-mail MediaRelations@unicredit.eu Investor Relations: e-mail InvestorRelations@unicredit.eu

  Milan, 25 September 2025 – Nine major European banks – ING, Banca Sella, KBC, Danske Bank, DekaBank, UniCredit, SEB, CaixaBank and Raiffeisen Bank International – have joined forces to launch a MiCAR-compliant euro-denominated stablecoin. This digital payment instrument, leveraging blockchain technology, aims to become a trusted European payment standard in the digital ecosystem.   The stablecoin will provide near-instant, low-cost payments and settlements. It will enable 24/7 access to efficient cross-border payments, programmable payments, and improvements in supply chain management and digital asset settlements, which can vary from securities to cryptocurrencies.   The stablecoin will be regulated by EU's "Markets in Crypto-Assets Regulation" (MiCAR) and is expected to be first issued in the second half of 2026.   The stablecoin consortium, with the mentioned banks as founding members, has formed a new company in the Netherlands, aiming to be licensed and supervised by the Dutch Central Bank as an e-money institution. The consortium is open to additional banks joining. A CEO is expected to be appointed in the near future, subject to regulatory approval.   The initiative will provide a real European alternative to the US-dominated stablecoin market, contributing to Europe's strategic autonomy in payments. Individual banks will be able to provide value added services, such as a stablecoin wallet and custody.   Fiona Melrose, Head of Group Strategy and ESG at UniCredit said: “At UniCredit, we believe in the importance of a stronger Europe and in the power of constructive dialogue and collaboration. By joining this consortium of leading European banks, we are contributing to fill the need for a trusted, regulated solution for on-chain payments and settlement, paving the way for a new standard in the digital asset space that will support Europe’s growth and financial sovereignty. This reflects our conviction that Europe will prosper when its institutions work together”.     Contacts:  Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations  e-mail: InvestorRelations@unicredit.eu

  UniCredit S.p.A announces it has moved the date of the Board of Directors approval of the third quarter 2025 results to 21 October 2025 (instead of 27 October).   The Group results presentation - publication and conference call - will be on 22 October 2025 (instead of 28 October).   The updated financial calendar is available on the group website: https://www.unicreditgroup.eu/en     Milan, 24 September 2025     Contacts: Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations e-mail: InvestorRelations@unicredit.eu