Group Results
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Materials
- PDF | 3Q25 Market Presentation (2.05mb)
- PDF | 3Q25 Press Release (1.00mb)
- PDF | 3Q25 Fixed Income & ESG Presentation (2.28mb)
- XLSX | 3Q25 Divisional Database (1.05mb)
Materials Archive
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"UniCredit delivered yet another set of record results, with net revenues up 1.2% and costs down 0.1% versus last year while absorbing our extended perimeter. Net profit is up to €2.6 billion delivering a ROTE of 19.1% and our CET1 ratio stood at 14.8% thanks to strong organic capital generation. We are confirming our 2025 net profit guidance of around €10.5 billion pre any management actions to further propel our future results, and we are on track to deliver our best year ever. By accelerating our strategy and deploying excess capital to create value, we have bolstered our best-in-class earnings and shareholder distribution trajectory. These results reflect disciplined execution, and I am confident that we will continue to build sustainable value for all stakeholders."
Andrea Orcel
Chief Executive Officer of UniCredit S.p.A.
Our Strategy: UniCredit Unlocked
UniCredit Unlocked is a plan to unlock the potential within UniCredit. To move out of a period of retrenchment and restructuring into an era of purpose, growth and value creation. This is how we will create the bank for Europe's future - a bank that delivers for all stakeholders and is capable of unlocking the potential of people, businesses and communities across Europe and empowering them to progress.