Share this event on:

  • LinkedIn

Recomend this page

Thank you, we sent your recommendation to the desired recipient.

Sorry, this functionality is not available right now.
Please try with this link. Thank you.

Financial highlights

1H21 figures

Group Key figures 1H21
Operating income € 9,084 Million
Operating profit (loss) € 4,209 Million
Underlying net profit (loss) attributable to the Group € 1,985 Million
Cost/Income ratio  53.7%
Common Equiy Tier 1 ratio (CET1r) fully loaded 15.50%
Loans to customers € 438,401 Million
Deposits from customers € 505,716 Million
Shareholders' equity € 61,356 Million
Total Capital ratio transitional 20.57%

* footnotes

5-year group figures

  2020 2019 2018 2017 2016
Reclassified income statement (€ million)          
Operating income 17,140 18,839 19,723 19,619 18,801
Operating costs  (9,805) (9,929) (10,698) (11,350) (12,453)
Operating profit (loss) 7,335 8,910
9,025
 8,268
6,348
Profit (loss) before income tax  (1,546) 3,065 3,619 4,148 (10,978)
Net profit (loss) for the period  (1,842) 3,559 4,112 5,790 (11,061)
Net profit (loss) attributable to the Group  (2,785) 3,373 3,892 5,473 (11,790)
Reclassified balance sheet (€ million)          
Total assets  931,456 855,647 831,469 836,790 859,533
Loans and receivables with customers  450,550 482,574 471,839 447,727 444,607
of which: bad exposures  1,645 2,956 5,787 9,499 10,945
Deposits from customers and debt securities issued  600,964 566,871 560,141 561,498 567,855
Group shareholders’ equity  59,507 61,416 55,841 59,331 39,336
Profitability ratios (%)          
Operating profit (loss)/Total assets 0.79 1.04 1.09 0.99 0.74
Cost/Income ratio  57.2 52.7 54.2  57.9 66.2

Note: The figures here reported refer to the information published in the reference year.