Total revenues € 4,850 million

Gross Operating profit  € 2,325 million
 

Underlying Net profit attributable to the Group € 1,416 million

Cost/Income Ratio 52.1%

PRO FORMA Common Equity Tier 1 Ratio 13.09%⁽¹⁾

Loans to customers € 482,574 million

^{(1) Pro forma including deduction of share buyback of € 467m, subject to supervisory and AGM approval. Stated CET1 ratio at 13.22%.}

Deposits from customers € 470,570 million

Shareholders' equity € 61,416 million

Pro forma Total Capital Ratio transitional 17.56%⁽²⁾

^{(2) Pro forma including deduction of share buyback of € 467m (subject to supervisory and AGM approval). Stated total capital ratio at 17.69%.}