Milan, 10 November 2025 – Within the UniCredit S.p.A. (the “Company” or “UniCredit”) share buy-back programme communicated to the market on 23 October 2025 and initiated on the same date, as per the authorisation granted by the Shareholders’ Meeting of the Company held on 27 March 2025 (the “Second Tranche of the SBB 2024 Residual ”) – on the basis of the information received from JP Morgan SE as intermediary in charge of executing, in full independence (so-called “riskless principal” or “matched principal”), the Second Tranche of the SBB 2024 Residual – UniCredit informs, pursuant to art. 2, paragraph 3, of the Delegated Regulation (EU) 2016/1052, that it has carried out the transactions indicated below.   The chart below provides aggregate details of the daily purchases of UniCredit ordinary shares (ISIN IT0005239360), made from 3 November 2025 to 7 November 2025.  

  Milan, 4 November 2025 – Within the UniCredit S.p.A. (the “Company” or “UniCredit”) share buy-back programme communicated to the market on 23 October 2025 and initiated on the same date, as per the authorisation granted by the Shareholders’ Meeting of the Company held on 27 March 2025 (the “Second Tranche of the SBB 2024 Residual ”) – on the basis of the information received from JP Morgan SE as intermediary in charge of executing, in full independence (so-called “riskless principal” or “matched principal”), the Second Tranche of the SBB 2024 Residual – UniCredit informs, pursuant to art. 2, paragraph 3, of the Delegated Regulation (EU) 2016/1052, that it has carried out the transactions indicated below.   The chart below provides aggregate details of the daily purchases of UniCredit ordinary shares (ISIN IT0005239360), made from 27 October 2025 to 31 October 2025.  

  Following the communication received from the ECB in relation to the 2025 Supervisory Review and Evaluation Process (SREP), UniCredit's Pillar 2 Capital Requirement (P2R) remains at 200 basis points1.   From 1 January 2026 UniCredit will respect the following capital requirements on a consolidated basis:   10.24 per cent CET1 ratio 12.11 per cent Tier 1 ratio 14.61 per cent Total Capital ratio The above capital ratios include the Combined Buffer Requirement to be met with CET1 instruments, composed by 2.50 per cent Capital Conservation Buffer (CCB), 1.25 per cent O-SII buffer2, 0.50 per cent Countercyclical Capital Buffer (CCyB) and 0.36 per cent Systemic Risk Capital buffer (SyRB)3   As of 30 September 2025, UniCredit's capital ratios on a consolidated basis stood at:   14.76 per cent CET1 ratio 16.46 per cent Tier 1 ratio 19.09 per cent Total Capital ratio     Milan, 30 October 2025   Contacts:  Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations  e-mail: InvestorRelations@unicredit.eu     1 Pursuant to CRD V Art. 104a, banks shall meet the Pillar 2 Capital Requirement (P2R) with at least 75% of Tier 1 capital and at least 56.25% of Common Equity Tier 1 (CET1) capital. 2 Following a recent communication from Bank of Italy on the identification of UniCredit as an Other Systemically Important Institution (O-SII), the capital buffer required from 1 January 2026 will be 1.25 per cent, down from current 1.50% per cent. 3 CCyB and SyRB calculated according to the exposures and requirements as of 30 September 2025. These buffers are recalculated on a quarterly basis and therefore could vary accordingly.

  UniCredit has received ECB authorization to acquire a direct stake in Alpha Bank S.A. (“Alpha Bank”) of up to 29.9%. This approval underscores once more UniCredit's financial strength and regulatory compliance.   Approval by the National Competent Authorities of the indirect qualifying holding of UniCredit in the regulated entities of the Alpha Bank Group is pending (“Remaining Regulatory Approvals”).   In line with the requested authorization by the ECB, UniCredit has entered into additional financial instruments, increasing its aggregate position in Alpha Bank to c.29.5%.   The increase in exposure has been performed at a discount to prevailing market prices and combined with the execution of a hedge to protect part of the combined stake from downside at favorable financial conditions, hence only marginally affecting the return of the investment. The capital impact in case of the potential full conversion of the financial instruments to reach a direct stake of c.29.5% remains at around -80 bps of CET1 ratio as previously communicated.       After receiving all the remaining regulatory approvals, 9.8% of the stake currently held by UniCredit will be equity consolidated bringing an equivalent amount of Alpha Bank net profit to both UniCredit revenue and net profit lines. The related capital absorption of the 9.8% stake that is equity consolidated is not significant.   The decision as to whether and when to convert and consolidate the remaining Alpha Bank stake held via derivative financial instruments will be made in the future assessing the trade-off between return and profit contribution on one side and capital impact and distributions on the other. A similar approach applies to the additional 3% stake in Commerzbank held through derivative financial instruments. UniCredit will continue to be guided in its actions by the best interest of its shareholders.   UniCredit believes in the positive prospects of the Greek economy and banking sector. The successful partnership with Alpha Bank allows the two groups to capitalize on their respective strengths and further increase their collaboration into payments, specialized financing services, advisory, capital markets, asset management and insurance products, allowing Greek clients to have access to best in class and innovative products and UniCredit to leverage its product factories while accounting for a significant share of Alpha Bank net profits going forward.    Milan, 30 October 2025     Contacts:  Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations  e-mail: InvestorRelations@unicredit.eu

  Milan, 27 October 2025 – Within the UniCredit S.p.A. (the “Company” or “UniCredit”) share buy-back programme communicated to the market on 23 October 2025 and initiated on the same date, as per the authorisation granted by the Shareholders’ Meeting of the Company held on 27 March 2025 (the “Second Tranche of the SBB 2024 Residual ”) – on the basis of the information received from JP Morgan SE as intermediary in charge of executing, in full independence (so-called “riskless principal” or “matched principal”), the Second Tranche of the SBB 2024 Residual – UniCredit informs, pursuant to art. 2, paragraph 3, of the Delegated Regulation (EU) 2016/1052, that it has carried out the transactions indicated below.   The chart below provides aggregate details of the daily purchases of UniCredit ordinary shares (ISIN IT0005239360), made from 23 October 2025 to 24 October 2025.