Based on the Board of Directors' approval of the financial results as of 31 December 2025, disclosed to the market on 9 February 2026, the Board of Directors of UniCredit S.p.A. in today's meeting approved:   the Draft Company's Financial Statements and the Consolidated Financial Statements as of 31 December 2025, recording a net profit for Euro 8,121 million for UniCredit S.p.A. and a net profit for Euro 10,915 million at Consolidated level. the transfer of the “extra‑profit” reserve (Euro 1,125 million) to the statutory reserve, which will take place after the payment to be executed in 2026 of the extraordinary contribution envisaged by the Italian Budget Law1. the Board of Directors' Reports to the Shareholders' Meeting - to be held on 31 March 2026 - related to the following proposals: -          approval of the 2025 Company Financial Statement of UniCredit S.p.A. -          allocation of the 2025 net profit of UniCredit S.p.A. that envisages - among other items - the distribution of the final cash dividend for Euro 2,578,326,000, corresponding to Euro 1.72082 per share. -          elimination of negative reserves for the components not subject to change by means of their definitive coverage, by use of available reserves. -          purchase of a maximum no. 100,000,000 UniCredit shares, to allow the execution of a Share Buy Back Program (SBB) for a maximum amount of Euro 4,750,000,000 with the aim of pursuing the actions and targets in terms of shareholder remuneration.   The authorization to purchase is requested until the earlier of (i) the term of 18 (eighteen) months from the authorizing resolution of the Shareholders' Meeting; and (ii) the date of the shareholders' meeting that will be called to approve the financial statements for the year ending December 31, 2026. The share purchases must be carried out at a price that will be determined on a case-by-case basis, in compliance with applicable rules, including regulatory requirements, in force from time to time, it being understood that the purchase price cannot diverge downwards or upwards by more than 10% from the official price registered by the UniCredit share in the trading session of Euronext Milan, on the day prior to the execution of each individual purchase transaction. The purchase transactions which are the subject of the authorization requested to the Shareholders’ Meeting will be carried out (indicatively in more transactions) in accordance with the procedures regulated pursuant to Article 132 of the Italian Consolidated Financial Act, Article 144-bis of the Consob Issuers’ Regulation no. 11971/99 and more generally by the applicable rules, in force from time to time and may be carried out in compliance with the conditions provided by Article 3 of Delegated Regulation (EU) No. 1052/2016 in order to benefit, where the conditions exist, from the exemption under Article 5 of Regulation (EU) no. 596/2014 (MAR) and the related implementing provisions. On the date of this report, UniCredit S.p.A. does not hold treasury shares in the portfolio.   Subject to the approval of the abovementioned Shareholders' Meeting, the Company: (i) will proceed with the cash dividend distribution that envisages an ex-dividend date on 20 April 2026, a record date on 21 April 2026 and a payment date on 22 April 2026; (ii) intends to launch the purchases of the 2025 SBB, with the prior approval of the Supervisory Authorities.   For further information please see the Directors’ Reports for the Shareholders’ Meeting, which will be made available within the deadlines provided by law.   In line with the distribution policy and subject to the necessary corporate and regulatory approvals and to the applicable capital requirements, an interim FY26 cash dividend is expected to be paid in November 2026, amounting to approximately 45% of the total expected FY26 cash dividend, based on a target payout of 50% of net profit.     Milan, 23 February 2026   Contacts: Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations e-mail: InvestorRelations@unicredit.eu     1 Following the payment of the extraordinary contribution, the tax mechanism provided for by Law No.136/2023 will permanently cease to apply, and the “extra‑profit” reserve will be tax‑exempt pursuant to Law No.199/2025. 2 The overall €4,750 million cash dividend (of these, €2,172 million already paid as interim dividend in November 2025) corresponds to a dividend per share (DPS) equal to €3.1490 calculated as €1.4282 interim DPS paid in November 2025, plus €1.7208 final DPS, calculated as of 23 February 2026 based on the number of shares eligible for dividend payment at payment date.  

  UniCredit hereby announces that, in execution of the resolution adopted by the Shareholders’ Meeting held on 27 March 2025, No. 53,733,948 treasury shares were cancelled today without any reduction in share capital.   The number of cancelled shares is equal to the sum of the shares purchased in execution of the “First Tranche of the 2024 Residual Share Buy-Back” which was completed on 29 September 2025, and not previously cancelled, and the shares purchased in execution of the “Second Tranche of the 2024 Residual Share Buy-Back”, which was completed on 9 February 2026.   The Bank's share capital, which amounts to €21,509,089,303, is now divided into No. 1,507,953,015 shares with no nominal value.   The notarial deed of cancellation of such treasury shares has been filed today with the Company Register.   Below is the change in the number of UniCredit shares as a result of the cancellation:  

  UniCredit informs that, following the free capital increase referred to in the press release of 16 February 2026, the Articles of Association, amended to clauses 5 and 6, were registered today with the Companies’ Register and published in the appropriate section of the Company’s website (www.unicreditgroup.eu/Articles of Association) as well as on the website of the authorised storage mechanism "eMarket STORAGE" managed by Teleborsa S.r.l. (www.emarketstorage.it/en) and are available to shareholders at the Company’s Registered Office in Milan.     Milan, 17 February 2026   Contacts:  Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations  e-mail: InvestorRelations@unicredit.eu  

  UniCredit has once again been recognised as a leading provider of trade finance in Central and Eastern Europe in Euromoney’s latest Trade Finance Survey. This year, the bank has been voted Best Trade Finance Bank in eight individual countries, reaffirming its strong and consistent performance across the region.   The survey, now in its fifteenth year, gathered feedback from more than 12,700 corporates and financial institutions, providing clear evidence of UniCredit’s product expertise, market‑leading customer service and deep understanding of its core European markets. Widely regarded as the benchmark for the global trade finance industry, the survey ranks banks across regions and countries based on customer service, knowledge of client needs and the quality of their products.   A full breakdown of this year's results is as follows. UniCredit was voted:   Best Trade Finance Bank in Austria Best Trade Finance Bank in Bulgaria Best Trade Finance Bank in Croatia Best Trade Finance Bank in Czech Republic Best Trade Finance Bank in Hungary Best Trade Finance Bank in Romania Best Trade Finance Bank in Slovakia Best Trade Finance Bank in Slovenia   These results underscore UniCredit’s strong regional footprint and ongoing commitment to supporting clients with best‑in‑class trade finance services tailored to their evolving needs.   Francesca Nenci, UniCredit’s Global Head of Trade & Correspondent Banking, commented: “As our corporate clients navigate a challenging market, we are proud to stand alongside them and help them chart a course. As part of this, we continue to simplify and digitalise our Trade Finance processes, minimising risk and time to market for our clients, while improving transparency and efficiency. It’s fantastic to receive this vote of confidence from our clients and we look forward to repaying their faith once again in 2026.”   Teodora Petkova, Head of Central Europe and Eastern Europe at UniCredit, added: “At UniCredit, our teams across the region work side by side with clients, understanding their businesses and responding quickly with the support they need. These awards reflect that close partnership and the seamless collaboration between our local bankers and their colleagues in our global product factories, who together ensure we deliver solutions that are timely, effective and grounded in our clients’ real‑world challenges.”     Milan, 17 February 2026     For further information, please contact: MediaRelations@unicredit.eu  

  UniCredit S.p.A. announces that, following the free share capital increase aimed at servicing the Group Incentive System for a consideration of Euro 55,254,277.52 - corresponding to no. 4,011,787 shares - resolved by the Board of Directors on 8 February 2026 by virtue of the powers granted to it pursuant to Art. 2443 of the Civil Code, by the Extraordinary Shareholders' Meeting of 15 April 2021 and by the Extraordinary Shareholders' Meeting of 27 March 2025, the Company's share capital amounts to Euro 21,509,089,303, divided into 1,561,686,963 shares without nominal value.   The share capital increase was executed by a deed dated 16 February 2026, filed with the Company Register on the same date, together with the new Articles of Association amended to clause 5 and 6.