UniCredit S.p.A announces that the meeting of Board of Directors set to approve the fourth quarter and full year 2025 results will be on 8 February 2026.   The Group results presentation - publication and conference call - will be on 9 February 2026.   The updated financial calendar is available on the group website: https://www.unicreditgroup.eu/en       Milan, 13 January 2026     Contacts: Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations  e-mail: InvestorRelations@unicredit.eu

  Today UniCredit S.p.A. has issued Additional Tier 1 Non-Cumulative Temporary Write-Down Deeply Subordinated Fixed Rate Resettable Notes targeted to institutional investors for a total amount of EUR 1 billion.   This Additional Tier 1, part of UniCredit’s institutional MREL funding plan for 2026, improves the Tier 1 ratio by about 35 basis points.   The book building process gathered demand above EUR 4 billion from more than 220 investors globally, enabling to review downwards the guidance, initially set at 6.25% area, and to fix the coupon at 5.80%, with a reset margin of 301.3 bps, the lowest ever set by UniCredit and the lowest in the current AT1 Euro-market.   The final allocation has been mainly in favour of funds (49%), hedge funds (28%), and banks (14%), with the following geographical distribution: UK (37%), Asia (14%) Italy (10%) and France (10%).   The Notes have a 5.125% Common Equity Tier 1 (CET1) trigger - if the Group or the Issuer CET1 ratio at any time falls below the trigger level, the instrument will be temporarily written down to cure the breach, taking also into consideration other instruments with similar write down triggers, ranking pari-passu among themselves.   The securities are perpetual (with maturity linked to corporate duration of UniCredit S.p.A.) and may be called by the Issuer on any calendar day during the six-month period commencing on 3 December 2035 and ending on 3 June 2036 and thereafter on any interest payment date, subject to regulatory approval.   The Notes pay fixed rate coupons of 5.80% per annum up to June 2036 on a semi-annual basis; if not called, coupon will be reset every 5 years to the aggregate of the then 5-Years Mid-Swap rate plus 301.3 bps, calculated on an annual basis and then converted to a semi-annual rate in accordance with market conventions. In line with the regulatory requirements, the coupon payments are fully discretionary.   UniCredit Bank GmbH acted as Global Coordinator and as Joint Bookrunner together with Barclays, BNP PARIBAS, BofA Securities, Deutsche Bank, Morgan Stanley and Santander.   The notes are expected to be rated “Ba2” by Moody’s.     Milan, 12 January 2026     Contacts:  Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations e-mail: InvestorRelations@unicredit.eu  

  Milan, 12 January 2026 – Within the UniCredit S.p.A. (the “Company” or “UniCredit”) share buy-back programme communicated to the market on 23 October 2025 and initiated on the same date, as per the authorisation granted by the Shareholders’ Meeting of the Company held on 27 March 2025 (the “Second Tranche of the SBB 2024 Residual ”) – on the basis of the information received from JP Morgan SE as intermediary in charge of executing, in full independence (so-called “riskless principal” or “matched principal”), the Second Tranche of the SBB 2024 Residual – UniCredit informs, pursuant to art. 2, paragraph 3, of the Delegated Regulation (EU) 2016/1052, that it has carried out the transactions indicated below.   The chart below provides aggregate details of the daily purchases of UniCredit ordinary shares (ISIN IT0005239360), made from 5 January 2026 to 9 January 2026.  

  Today, UniCredit S.p.A. (issuer rating A3/A-/A-) successfully issued dual tranche Senior bonds comprising of a EUR 1.25 billion with 4.5 years maturity, callable after 3.5 years, and EUR 750 million with 10 years maturity, targeted to institutional investors.   The issuance follows a book building process that gathered a combined demand of over EUR 7.3 billion, with more than 350 orders from investors globally. Given the strong market feedback, terms of the two tranches were set as follows:   -          for the 4.5NC3.5 years bond, the initial guidance of 85bps over the 3.5-year mid swap rate has been revised downwards and set at 55bps, resulting in a fixed coupon of 2.875% paid annually, with an issue/re-offer price of 99.778%. The bond will have a one-time issuer call on July ‘29. Should the issuer not call the bond, the coupons for the subsequent periods until maturity will reset to a floating rate equal to 3-months Euribor plus the initial spread of 55bps; -          for the 10 years bond, the initial guidance of 120/125bps over the 10-year mid swap rate has been revised downwards and set at 95bps, resulting in a fixed coupon of 3.80% paid annually, with an issue/re-offer price of 99.738%.   The final allocation of the 4.5NC3.5 bond has been mainly in favor of funds (81%) and banks/private banks (13%), with the following geographical distribution: UK (40%), France (15%) and Germany/Austria (15%).   In relation to the 10 years bond, the final allocation has been mainly in favor of funds (58%) and banks/private banks (22%), with the following geographical distribution: France (27%), Germany/Austria (21%) and UK (20%).   UniCredit Bank GmbH acted as sole Global Coordinator and as Joint Bookrunner together with BNP PARIBAS, Citi, Danske Bank, Erste Group, HSBC, LBBW, Natixis, NatWest and Raiffeisen Bank International.   The bonds, part of the 2026 Funding Plan and documented under the issuer’s Euro Medium Term Notes Program, will rank pari passu with the outstanding Preferred Senior debt.   The expected ratings are as follows: A3 (Moody’s)/ A- (S&P)/ A- (Fitch).   Listing will be on the Luxembourg Stock Exchange.     Milan, 8 January 2026     Contacts:  Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations e-mail: InvestorRelations@unicredit.eu  

  Having received all necessary legal and regulatory approvals and coherently with what previously indicated, today UniCredit has converted a circa 20% synthetic position in Alpha Bank S.A. (“Alpha Bank”), taking its physical share ownership and effective voting rights to around 29.8%.     Milan, 5 January 2026     Contacts:  Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations  e-mail: InvestorRelations@unicredit.eu