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We will achieve ESG volumes of €150 billion over the next three years.


If we are to fulfil our purpose of empowering communities to progress, then we have to ensure sustainability is at the heart of all that we do.


Creating a more sustainable and equitable future will inform all our choices: who we partner with; how we mobilise capital; and the projects we operate to support the individuals and communities we serve.


We believe the three pillars of ESG are distinct entities and equally important. We will take positive steps across each of environmental, social and governance and are committed to demonstrating real, tangible action and results.


We have committed to invest €100 million over the next three years to ensuring equal gender pay which means equal pay for equal jobs.

We have reduced our greenhouse gas emissions by 60% since 2008 and are targeting net zero by 2030. Our Coal Policy commits us to phasing out coal sector financing in all markets by 2028.


We have contributed over €40 million to corporate citizenship and philanthropic initiatives, and to the education of 100,000 young people. We have identified key strategic projects with key partners for specific social challenges – including job inclusion and female empowerment.


Social Impact Banking has seen us provide more than 5,500 loans and more than €348 million in supporting entrepreneurs and business owners to achieve their ambitions, for the benefit of the whole community.


As well as practicing what we preach in our own bank, we will help our clients and communities to be more sustainable. Our new ESG advisory model for corporates and individuals will help us do just that.