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Statement of the Board of Directors

In light of the 2015 results that are better than market expectations, especially as regards capital ratios, I think it appropriate also on behalf of the Board of Directors to congratulate management for their work.


In particular, the organically achieved capital requirements provide reassurance that the challenges to be faced in order to deliver on the multi-year plan can be met with greater confidence, especially since this result has been obtained in a decidedly negative market environment for the banking sector.


The Board of Directors also appreciated the success achieved by the CIB Division, the advances made with the disposal of the Ukraine bank, the restructuring of the Austrian activities and the rapid conclusion of an agreement with the Trade Union regarding the reduction of personnel in Italy.


The Board of Directors has unanimously expressed its full confidence in the Chief Executive Office and its full support for his work. 



Milan, February 9, 2016






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