Looking ahead this serves as a baseline for what we are confident we can achieve next year as well.
Although we cannot predict macroeconomic outcomes, we do know that we are well equipped for the future with our clear strategy, diversified business mix and ever improving operating efficiency. Our sound asset quality coupled with prudent overlays and a rock-solid balance sheet provide lines of defense that position us well against uncertainties.
We have an unwavering commitment to financial success and equally to living our purpose. In these challenging times we are supporting and empowering our communities to progress and recently launched a second UniCredit per l'Italia with a potential value of €10 billion.