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2Q24 & 1H24 Group Results Presentation
"We need to streamline our business so that we can operate faster, with greater clarity, and deliver successfully for all stakeholders. This is an ambition that many aspire to but few really achieve. I believe we will be one of the few exceptions”
Andrea Orcel
Chief Executive Officer of UniCredit S.p.A.
2Q24 & 1H24 - Group Results - Infographic
Main Title 1: 2Q24/1H24 Group Results
Subtitle:
UniCredit Unlocked
Record quarter and first half, a further step on our growth trajectory
Main Title 2: Setting the benchmark for European banking
Section 1
Title: We are a blue-chip Bank
Text: 14th consecutive quarter of quality growth and best first half ever.
Section 1.1
Text: Delivering strong results across key metrics...
1H24 we achieved (versus 1H23):
● Net Revenue
Quality growth
○ Net Revenue +6.7%
○ Gross Revenue +6.7%
● Cost
Operational excellence
o Cost / Income 36.3% (-2.9p.p.)
o Absolute costs -1.2%
● Capital
Capital efficiency
○ Organic Capital Generation 234bps (or 6.7bn)
○ Net Revenue / RWA 9.0%
Section 1.2
Text:
...and Regions...
Table (1H24):
Region |
RoAC |
Organic Capital Generation |
ITA |
32.0% |
107bps, 3.0bn
|
GER |
21.5% |
48bps, 1.4bn
|
CE |
24.3% |
44bps, 1.3bn
|
EE |
40.8% |
21bps, 0.6bn
|
Section 1.3
Text:
...built on strong foundations:
1H24 key highlights:
● Capital
○ 16.2% СЕТ1г
● Asset quality
○ 5bps CoR
○ 2.6% NPE ratio
● Liquidity
○ >140% LCR
○ >125% NSFR¹
1. Managerial figures
Section 2
Title: With a forward-looking vision
Text:
As we look ahead, we are determined to reach new levels of excellence by:
>> Following the same strategy with a new focus
on enhancing sustainable quality earnings growth
>> Unlocking significant value
with continued transformation, best-in-class excess capital, and robust lines of defence
>> Keep improving our guidance
while retaining additional flexibility to secure results for 2025-26
