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"We need to streamline our business so that we can operate faster, with greater clarity, and deliver successfully for all stakeholders. This is an ambition that many aspire to but few really achieve. I believe we will be one of the few exceptions”
Andrea Orcel
Chief Executive Officer of UniCredit S.p.A.
2Q22 Group Results - Infographic (ENG)
Title: Sixth consecutive quarter of profitable growth leading to the strongest first half in a decade
Subtitle: Well positioned to face macroeconomic headwinds
First section:
Title 1: Outstanding results: strongest 1H and 2Q in at least a decade, delivering across all levers and businesses ahead of plan.
Title 2: Russia de-risked: at minimum cost with disciplined management and contributing
Title 3: Well positioned for deterioration in the macro including a recession given capital strengths, credit quality, conservative provisioning, overlays
Title 4: On track for 2021/22 shareholder distributions with significant capacity to continue
Title 5: Embedded ESG throughout the Group with tangible results and delivering on our purpose
Second section:
Title: All regions delivering above UniCredit Unlocked and at record levels
Columns of the table: 1H22 Profit before tax; Change 1H/1H; RoAC 1H22
Text in the table:
ITALY: 2.2 bn | +42% | 14.8%
GERMANY: 1.0 bn | +61% | 12.9%
CENTRAL EUROPE: 0.7 bn | +41% | 13.5%
EASTERN EUROPE: 0.4 bn | +9% | 17.8%
Third section:
Title: 3 levers largely under management control giving confidence in our strategic plan
Text in the table:
NET REVENUE: +10% 1H/1H
o/w +5% Gross revenue 1H/1H
High risk-adjusted return growth across the regions
COST: -3.4% 1H/1H
We continue to manage our cost base without impact on revenue generation
CAPITAL: 110 bps 1H22
Organic capital generation
Above target, supporting healthy distributions and absorbing shocks