Whistleblowing

We believe: Speaking up, is always the right thing to do! Our Whistleblowing system

Through a comprehensive and effective compliance organization, UniCredit SpA continuously and emphatically endeavors to avert potential risks at an early stage and thus prevent damage to our company, our employees, our business partners and our environment. This includes being receptive to indications about breaches of rules, instances of fraud and financial crime. Hence, any concerns or cases of suspicion should always be reported.

Compliance, Managers and People & culture functions are the primary channels and points of contact available to report any misconduct. Besides this, there are corresponding hotlines and special mailboxes for specific suspicious activities reports for example for fraud and money laundering.

As an additional possibility, we are using the whistleblowing system SpeakUp! which enables our employees and third parties to call our attention around the clock either online or by phone, also anonymously.

Employees cand send whistleblowing reports by using specific mechanisms indicated by the applicable internal rules (certain channels are available 24/7)

Business partners and other third parties can send reports, which are also taken very seriously, related to, for example: (please note this is a non-exclusive list of examples)

·      Bribery or corruption

·      Money laundering

·      Terrorism-financing violations

·      Insider trading

·      Gifts and Entertainment Policy violations

·      Privacy violations

·      Conflicts of interest

·      Competition law violations

·      Fraud

·      Disclosure of confidential information

·      Bullying and harassment

·      Improper use of company resources

through these channels by:

These channels are not intended for reporting customer's or supplier's complaint regarding the business relationship.

Compliance and the specially established Investigation Committee (Whistleblowing) guarantee that your information will be examined carefully and treated with absolute confidentiality.

Attachments:

·      Privacy Information notice

·      SpeakUp® Information and FAQ

·      Global Policy on Whistleblowing