Covered-bonds

In order to access to the information and documentation published on this web page and on the following sections of the web site it is necessary to read and accept the information below, releasing the statement to this effect requested at the foot of this page.

Such information and documentation are for information purposes only and are not and should not be considered as an offer, financial promotion, recommendation or investment advice for purchase or sale or holding of any security or investment, research or financial analysis, nor should it or any part of it form the basis of, or be relied on in connection with, any contract or commitment whatsoever.

Any product, investment, transaction referred into such information and documentation could be unsuitable for the investor to whom the same are addressed. Recipients of such information and documentation are solely responsible for making their own independent appraisal of and investigations into the products, investments, transactions referred to in the same. The investors must make their own determination of the suitability of an investment in any instruments referred to herein based on the merits and risks involved, their own investment strategy and their legal, fiscal and financial position. The user cannot copy, amend, publish and forward such information and documentation.

The above mentioned information and documentation do not constitute or form part of an offer or solicitation of an offer in the United States, Canada, Australia, Japan and in any other Country in which the dissemination of such information and the offer of such instruments are not authorized without the specific approval of the local authorities or are in violation of governing statues or laws (the "Other Countries") The financial instruments described herein have not been, and will not be, registered under the U.S. Securities Act of 1933, as amended or pursuant to the corresponding regulations in force in the Other Countries.

The access to the information, the offer prospectus and the other documents published on the present web page and on the following sections of the web site may be restricted by laws and regulations relating to financial instruments applicable in certain jurisdictions. Therefore this access is allowed only to persons who are not residents, domiciled, and are not currently located in the United States of America, Canada, Australia, Japan and in the Other Countries, and are not, and do not act on behalf of or for the benefit of, United States Persons according to the definition contained in Regulation S of the United States Securities Act of 1933, as subsequently amended⁽¹⁾.

Only those persons falling under the category described above are eligible for access to the information and documentation published on this web page and on the following sections of the web site. The grant of access and download of the above mentioned information is precluded to subjects other than those indicated above.

UniCredit S.p.A. is not liable for the decisions made independently and the actions taken by the user on the basis of the information and documentation published on this web page and on the following sections of the web site.

I hereby declare, under my responsibility, not to be currently resident, domiciled and located in the United States of America, Australia, Japan, Canada or in the Other Countries and not to be and act on behalf of or for the benefit of, United States Persons according to the definition contained in Regulation S of the United States Securities Act of 1933, as subsequently amended. I hereby declare that I have fully read and understood the above mentioned restrictions, agree to abide by the same and pledge to not transmit any information and documentation published on this web page and the sections of the web site that follow to the United States of America, Canada, Australia, Japan and the Other Countries.

I hereby declare, under my responsibility, that I am a person resident, or domiciled or currently located in the United States of America or in Canada or in Australia or in Japan or in the Other Countries.

WARNING: the above declarations constitute self-certification pursuant to Decree by the President of the Republic No. 445 of 28 December 2000. False declarations are punishable by law.

(1) As defined in the Securities Act of 1933, as amended, the term "U.S Person" means: (1) any natural person resident in the United States; (2) any partnership or corporation organized or incorporated under the laws of the United States; (3) any estate of which any executor or administrator is a U.S. person; (4) any trust of which any trustee is a U.S. person; (5) any agency or branch of a foreign entity located in the United States; (6) any non-discretionary account or similar account (other than an estate or trust) held by a dealer or other fiduciary for the benefit or account of a U.S. person; (7) any discretionary account or similar account (other than an estate or trust) held by a dealer or other fiduciary organized, incorporated, or (if an individual) resident in the United States; and (8) any partnership or corporation if: (A) organized or incorporated under the laws of any foreign jurisdiction; and (B) formed by a U.S. person principally for the purpose of investing in securities not registered under the Securities Act, unless it is organized or incorporated, and owned, by accredited investors (as defined in Rule 501(a)) who are not natural persons, estates or trusts.