A Sustainable Bank
UniCredit is a simple successful pan-European commercial bank, with a fully plugged in Corporate & Investment Banking, delivering a unique Western, Central and Eastern European network to our extensive client franchise.
By focusing on banking that matters, we offer local and international expertise, providing unparalleled access to market leading products and services in 14 core markets through our European banking network. Through sustainable business growth, we ensure UniCredit remains a pan-European winner.
Our Sustainable value creation
Value creation for UniCredit means more than just generating financial value. It also means adding sustainable value in terms of human capital, society and the environment over time by listening to and responding to the real needs of our customers and our stakeholders. This is what we mean by Banking that matters. To achieve sustainability, we interact with five capitals: financial, human, social and relationship, natural and intellectual.
Our bank interacts with the external environment through rules and Governance. Our Business Model is fueled by the five Capitals, and combines traditional banking activity with corporate citizenship and philanthropy. The interaction between UniCredit and the external environment relies on stakeholder engagement, which is crucial for discerning the topics most important to our stakeholders. Stakeholder listening enables us to detect risks, opportunities and changes in the external environment. We address these issues when we define our strategy.
This process is represented in the materiality matrix.
As a result of our approach and by means of our business model, we also contribute to achieving the United Nations' Sustainable Development Goals (SDGs). We monitor our progress towards SDGs via measurable KPIs resulting from the management of material topics and related risks and opportunities.
Our Sustainability Framework
Making Sustainability matter
Social Impact Banking
Social Impact Banking ("SIB") is UniCredit's commitment to building a fairer and more inclusive society by identifying, financing and promoting initiatives that can have a positive social impact.
UNI Global Union Agreement
We signed a Global Framework Agreement with UNI Global Union. The agreement will strengthen the dialogue on human rights and fundamental labour rights.
UniCredit Foundation is the corporate Foundation of UniCredit Group. It aims to promote studies and initiatives designed to deepen knowledge in finance, economics, law, politics and social sciences.