Milan, 22 September 2025 – Within the UniCredit S.p.A. (the “Company” or “UniCredit”) share buy-back programme communicated to the market on 24 July and initiated on 25 July 2025, as per the authorisation granted by the Shareholders’ Meeting held on 27 March 2025 (the “First Tranche of the SBB 2024 Residual ”) – on the basis of the information received from BNP Paribas SA as intermediary in charge of executing, in full independence (so-called “riskless principal” or “matched principal”), the First Tranche of the SBB 2024 Residual – UniCredit informs, pursuant to art. 2, paragraph 3, of the Delegated Regulation (EU) 2016/1052, that it has carried out the transactions indicated below.   The chart below provides aggregate details of the daily purchases of UniCredit ordinary shares (ISIN IT0005239360), made from 15 September to 19 September 2025.  

  ● Expansion builds out service launched in July that enables retail clients to send money from euro accounts into non-euro currencies with the speed and simplicity of a domestic transfer ● Addition of USD corridor represents a crucial piece of the overall offering – providing support for one of the most in-demand currencies     UniCredit has expanded its fast and secure foreign-currency payment service, originally announced in July, adding support for payments into US dollars (USD). The service, which utilises Bank of America’s USD clearing capabilities, will initially be available to UniCredit’s Italian customers ahead of a wider roll-out to customers in other countries.   UniCredit’s foreign-currency payment service, which also covers nine other major currencies, such as GBP, CHF, HKD, SGD and INR, enables the bank’s private and retail customers to make international payments with the same speed and simplicity they have come to expect from domestic transfers.   Having already positioned itself as the first major European bank to offer this level of speed and security for foreign-currency transactions, this latest expansion signals the bank’s ambition to build out a robust, agile and modern payments network. This is in line with the Group’s multi-year plan, which aims to make the bank every European’s first choice for payments.   ‘‘Our new fast and secure service is setting a new standard for cross-border payments. And by extending it to include the US dollar, we are sending a clear message: that large banking institutions can – and should – collaborate to offer customers a fast, transparent and innovative cross-border experience,’‘ said Raphael Barisaac Global Head of Payments & Cash Management at UniCredit.   "Today’s payments landscape is highly dynamic, incorporating tech advances and changes in client behaviour. Speed and convenience have become key and necessary characteristics of sending funds across the world, and this collaboration delivers on both,” said Christian Stolcke, Head of Global Payments Solutions (GPS), Financial Institutions and Governments, Bank of America.   In practice, UniCredit’s retail clients in Italy can now enjoy several benefits, including:   • Access to fast international payments also in US dollars, with real-time conversion and USD funds typically credited to the payee in seconds  • Transparent and competitive rates and costs • Direct access via the UniCredit mobile banking app, in just few taps   The bank plans to further expand this service to reach new markets and destination currencies.     Milan, 22 September 2025     Contacts Media Relations e mail: mediarelations@unicredit.eu Investor Relations e mail: InvestorRelations@unicredit.eu

  Over €14 million to fight educational poverty across Europe   As the new school year begins, UniCredit Foundation celebrates the programs supported by the 2025 Edu-Fund Platform, its flagship initiative aimed at tackling youth educational poverty in Europe. With a total commitment of up to €14 million in funding, the platform enables bold, high-impact projects designed to reduce school dropouts, improve learning outcomes, and equip students with the skills needed for higher education and employment.   Launched in July 2024, the Edu-Fund Platform is open year-round to non-profit organisations operating across 12 countries where UniCredit is present: Austria, Bosnia and Herzegovina, Bulgaria, Croatia, Czech Republic, Germany, Hungary, Italy, Romania, Serbia, Slovakia, and Slovenia. The initiative focuses on students aged 11-19 and supports multidimensional solutions addressing the systemic causes of educational disadvantage, including teacher training, guidance for university access, and employability programs.   Applications have been reviewed quarterly by an independent Evaluation Committee of international experts from the non-profit sector, academia, civil society, and business, who assessed projects against clear and transparent criteria.   Out of more than 500 applications received, 30 projects have been selected a across three tiers – small, mid, and large-scale – enabling both local and multi-country programmes to scale their impact.   Through the Edu-Fund Platform, UniCredit Foundation reaffirms its commitment to building a fairer, more inclusive future by promoting equal access to education and supporting youth potential across Europe. At the start of the new school year, the Foundation is especially proud to highlight the impact of these initiatives, which help young people return to school with stronger opportunities to learn, grow, and succeed.   Silvia Cappellini, General Manger at UniCredit Foundation said: “With the Edu-Fund Platform, we aim to support bold, concrete solutions to tackle educational poverty by providing significant resources and placing our trust in those working closely with local communities. At the same time, we are choosing to believe in the potential of every child, helping to break the cycle of disadvantage and open up new possibilities for the future. The selected projects are a powerful reminder that change is possible, showing that social innovation, when deeply rooted in local communities, can create real and lasting impact on the educational paths of children and young people.”     Contacts  Media Relations e mail: mediarelations@unicredit.eu         Winners of the First Evaluation Round     Large-Scale Programme   • Education Without Backpacks (Bulgaria)  Better at Math with Khan Academy: Scaling to 50 more schools in Bulgaria   Mid-Scale Programmes   • Lern-Fair e.V. (Germany, Austria)  Lern-Fair: Scaling Digital 1:1 Tutoring for Educational Equity in Germany and beyond    • ArbeiterKind.de (Germany)  Empower e Connect: Volunteer Role Models Inspire Rural School Students from Non-Academic Families to Pursue Higher Education     • Asociatia Visuri Indraznete (Romania)  “CampioMATE, a national math championship blending gamification and teamwork.     Small-Scale Programmes   • Amigos for Children (Hungary)  Amigos Hospital Program - for equal opportunities   • Queen’s Gambit Chess Club Iasi (Romania)  • Chess in School Moldova Region   • PARSEC Cooperativa (Italy)  COMPITI@CASA • G-LAB (Italy)  Mathematics with Khan Academy   Winners of the Second Evaluation Round   Large-Scale Programmes   • Vienna Hobby Lobby (Austria, Germany, Romania)  Scaling Hobby Lobby for Educational Skills in Europe • Network of Education Policy Centers (Croatia, Bosnia and Herzegovina, Serbia, Slovenia) ARISE: Empowering Schools in Breaking Barriers and Building Equitable Learning Environments     Mid-Scale Programmes   • CIAI ETS - Centro Italiano Aiuti all'Infanzia ETS Dream Teen: supporting students realizing their full potential (Italy)  • Breaking Grounds -  Social Change through Sport (Austria)  Life Goals - Moving for the Future • META o.p.s. - supporting educational opportunities (Czech Republic)  Potential, Support, Empowerment: Improving Educational Access and Inclusiveness for Children and Youth with Migration Background   Small-Scale Programmes   • Ana si Copiii (Romania)  Growth Mindset • CISV Solidarietà (Italy)  School4Future • Real Pearl Foundation (Hungary)  From school to work • OUI (Croatia)  STEM EduCamp • EMMAUS (Bosnia and Herzegovina)  Future schools of today!   Winners of the Third Evaluation Round   Large-Scale Programme   • Škola dokorán – Wide Open School (Croatia, Hungary, Italy) Empowering At-Risk Children through Community-Based Learning Hubs   Mid-Scale Programmes   • Asociatia Techsoup (Romania) Teaching the Future: teaching for critical-creative-computational thinking  • Schola Empirica, z.s. (Czech Republic) Skills Builder: Supporting Development of 21st Century Skills in VET and secondary schools • Institut za razvoj mladih KULT (Bosnia and Herzegovina) EduConnect BiH - Applied Learning for Inclusive Communities   Small-Scale Programmes   • Cultura e sviluppo ETS (Italy – Northwest) “Insieme per il futuro” co-designs personalized pathways with schools and third sector partners to reduce dropout by 20% among vulnerable students in Alessandria, Ovada, and Novi. • Associazione Giovanile Salesiana per il Territorio ETS (Italy – Northwest) Spazio Labs – Laboratorio di apprendimento e benessere • ArrivalAid (Germany) DigitalAid • C.R.E.S.M. – Centro di Ricerche Economiche e Sociali per il Meridione (Italy – Sicily) Noz Future Labs • Mentória (Slovakia) Transforming schools from within - transforming secondary schools into successful learning communities • Fundatia Romanian Angel Appeal (Romania) Design for Change Romania • Közélet Iskolája Alapítvány – School of Public Life Foundation (Hungary) Enhancing educational opportunities through a critical pedagogy approach • Association “Nova generacija” Banja Luka (Bosnia and Herzegovina) “EDU-Secure”: Education and Dropout Prevention for Sustainable Futures

  Today, UniCredit S.p.A. (issuer rating Baa1/BBB+/BBB+) has successfully issued a EUR 1.25 billion Senior Non-Preferred bond with 6 years maturity, callable after 5 years, targeted to institutional investors.   The amount issued completes the institutional senior component of UniCredit’s 2025 funding plan, confirming once more UniCredit’s fixed income investors’ appreciation and its broad market access in different formats.   The issuance followed a book building process that gathered a demand of more than EUR 4.3 billion, with approximately 190 orders from institutional investors.    Given the strong market feedback, the initial guidance of 120bps over the 5-year mid swap rate has been revised downwards and set at 90bps, resulting in a fixed coupon of 3.20% paid annually, with an issue/re-offer price of 99.786%. The bond will have a one-time issuer call in September 2030. Should the issuer not call the bond, the coupons for the subsequent periods until maturity will reset to a floating rate equal to 3-months Euribor plus the initial spread of 90bps.   The final allocation has been mainly in favor of funds (77%) and banks (10%), with the following geographical distribution: UK (34%), France (19%), Germany/Austria (15%) and BeNeLux (11%).   UniCredit Bank GmbH acted as Global Coordinator and as Joint Bookrunner together with BNP Paribas, Deutsche Bank, J.P. Morgan, Raiffeisen Bank International, RBC Capital Markets and Santander.   The bonds, documented under the issuer’s Euro Medium Term Notes Program, will rank pari passu with the outstanding Non-Preferred Senior debt. The expected ratings are as follows: Baa3 (Moody’s)/ BBB (S&P)/ BBB (Fitch).    Listing will be on the Luxembourg Stock Exchange.      Milan, 15 September 2025   Contacts  Media Relations e mail: mediarelations@unicredit.eu Investor Relations e mail: InvestorRelations@unicredit.eu

  Milan,15 September 2025 – Within the UniCredit S.p.A. (the “Company” or “UniCredit”) share buy-back programme communicated to the market on 24 July and initiated on 25 July 2025, as per the authorisation granted by the Shareholders’ Meeting held on 27 March 2025 (the “First Tranche of the SBB 2024 Residual ”) – on the basis of the information received from BNP Paribas SA as intermediary in charge of executing, in full independence (so-called “riskless principal” or “matched principal”), the First Tranche of the SBB 2024 Residual – UniCredit informs, pursuant to art. 2, paragraph 3, of the Delegated Regulation (EU) 2016/1052, that it has carried out the transactions indicated below.   The chart below provides aggregate details of the daily purchases of UniCredit ordinary shares (ISIN IT0005239360), made from 8 September to 12 September 2025.